Law School Discussion

1 year later....still glad u went to law school?

Re: 1 year later....still glad u went to law school?
« Reply #290 on: May 22, 2007, 03:42:45 AM »




In Europe, the state pays for the institutional costs of instruction; students pay little or no tuition, but are responsible for living costs; and most universities are public.

In the US, by contrast, student loans have become the most profitable, uncompetitive, oppressive, and predatory type of debt of any in the nation. This has occurred due to legislation that was largely paid for by the the lobbying machine of Sallie Mae, the largest student loan company in America. Vast personal fortunes are being made by both Sallie Mae executives, and others who paid for this legislation, at the expense of decent citizens who were not able to capitalize on their education. This has effectively crippled MILLIONS of decent citizens who want to repay their original debt, but are prevented from doing so by staggeringly higher amounts being demanded from them by both "non-profit", and for-profit student loan companies.

9

Re: 1 year later....still glad u went to law school?
« Reply #291 on: May 22, 2007, 03:47:11 AM »
;)

Re: 1 year later....still glad u went to law school?
« Reply #292 on: May 24, 2007, 03:14:09 AM »







Not really, helga, you break even in the example shown above only after 35 years. If you pay $215,800 in interest that means that $900 a month out of the $2,150 monthly payment has gone to the bank's pockets and you'd pay $1,250 to rent the same house. This means that you could pay the same amount of rent for another 14-15 years using the $215,000 amount that you paid in interest. It is only then that you'd need additional money to cover the rent.


If you can't afford to pay mortgage at the very least $2,000 a month then don't get a $300,000 mortgage, get a $125,000 one!


LOL 22, you're so @ # ! * i n g funny!

Re: 1 year later....still glad u went to law school?
« Reply #293 on: May 24, 2007, 05:45:39 PM »

[...] The latter, for example, who usually are on J-1 Visas (with 80% of these physicians actually staying in the US) are compelled to practice in designated rural or inner city physician shortage areas in order to have the "2-year return" requirement for J-1 visa waived. [...]


Here it is an overview of the visa process



For specific information on J-1 visa waivers go here

http://www.visalaw.com/04jan3/conrad30.pdf

Gwiz

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Re: 1 year later....still glad u went to law school?
« Reply #294 on: May 25, 2007, 01:34:12 PM »

[...] The latter, for example, who usually are on J-1 Visas (with 80% of these physicians actually staying in the US) are compelled to practice in designated rural or inner city physician shortage areas in order to have the "2-year return" requirement for J-1 visa waived. [...]


Here it is an overview of the visa process



For specific information on J-1 visa waivers go here

http://www.visalaw.com/04jan3/conrad30.pdf
WTF

Re: 1 year later....still glad u went to law school?
« Reply #295 on: May 26, 2007, 04:57:40 AM »

Exactly, a sick body is a sick body is a sick body. What difference does it make whether it's black or white?


The human body is not unlike an automobile.

Thus, doctors, like mechanics, do take better care when working on a BMW than on a Volkswagen!

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Re: 1 year later....still glad u went to law school?
« Reply #296 on: May 26, 2007, 07:52:58 AM »

Exactly, a sick body is a sick body is a sick body. What difference does it make whether it's black or white?


The human body is not unlike an automobile.

Thus, doctors, like mechanics, do take better care when working on a BMW than on a Volkswagen!
Hmm someone is an ass.

Re: 1 year later....still glad u went to law school?
« Reply #297 on: May 26, 2007, 02:46:15 PM »

The human body is not unlike an automobile.

Thus, doctors, like mechanics, do take better care when working on a BMW than on a Volkswagen!


;)

Re: 1 year later....still glad u went to law school?
« Reply #298 on: May 26, 2007, 08:59:40 PM »

Exactly, a sick body is a sick body is a sick body. What difference does it make whether it's black or white?


The human body is not unlike an automobile.

Thus, doctors, like mechanics, do take better care when working on a BMW than on a Volkswagen!


I doubt it white people would feel flattered by this comment, even though you are certainly trying to be sympathetic to them.

Re: 1 year later....still glad u went to law school?
« Reply #299 on: May 28, 2007, 02:29:00 AM »




Not really, helga, you break even in the example shown above only after 35 years. If you pay $215,800 in interest that means that $900 a month out of the $2,150 monthly payment has gone to the bank's pockets and you'd pay $1,250 to rent the same house. This means that you could pay the same amount of rent for another 14-15 years using the $215,000 amount that you paid in interest. It is only then that you'd need additional money to cover the rent.


In actuality, this example may have a pretty good ROI (return on investment), close to 30%; for instance, if you take the mortgage when you're, say 30, you'll be breaking even at 65, having 10 years to "make profits," that is to say not pay rent (with the average life expectancy 75 years) -- you'd make $150,000 profit on a $515,000 investment.   

The problem is that most mortgages nowadays extend over a 30 year period.