wont all of your loans cover that stuff? if not, is there anything you can cut back on? car, cable tv, internet at home (take the train to school, no time for tv, just do all your work at school, etc...)?
i know the schools dont give us much money to play with, but id think that in most cases it can be done. if not, you can always ask your financial aid office to up your cost of attendance a bit (assuming you have good reasons). personally, im just expecting to graduate with 150k in loans. yeah, its a ton of money... but given our earning potential it should be possible to pay it back relatively fast.