Undergrad Loans to Law School (what do I need to do to defer payment?)

[cal4ever]

Hi all!
I'm currently an undergrad with a large amount of educational loans (some private, most are federal).  What do I need to do to defer payment?  Since I will be going to law school this coming fall, I'll still be a student.  My question is, do I have to contact my lenders (both private and federal)?  Or will my schools do that for me?

Thanks!

[NerdyLaw]

You have to fill out a deferment request, have it authorized by your LS and send it to your loan company. If you have federal loans, this is really easy since everything is online. If you don't have an online account already, go open one up:

http://www.dlssonline.com/

[cal4ever]

Thanks!

Where do I get these "deferment requests"?  From the LS or from my private lender?

[NerdyLaw]

You can probably pick one up at your school but they are online at the link I gave you (you have to have a login/pin first). That is all federal direct loans though. I don't have any non-federal loans so I can't comment on how to defer those. If you need to do that, give your LS fin aid office a call. I'm sure they will help you out.

[schoomp]

Just something to note since you said you have a lot of loans - there is a limit on the amount of federal loans you can get.  Just something to keep in mind (I think it is about 125k or something around there although I am not sure...)

[cal4ever]

thanks.  I don't have that MUCH loans just yet.  But I will be very VERY close by the time I graduate law school.    I have $33k now, another $18k each year, for the next 3 years.  So, no need to worry just yet. 

Thanks for the warning, schoomp!