Texas resident here that now goes to Wesleyan in CT.
If you want Finance, I can't see much of a reason not to pick UT and internally transfer to McCombs. Villanova and Emory might be good, but by nearly every undergrad business ranking, UT is one of the top 5/10 and excels particularly in Finance.
BUT, you're pre-law? Why do you want to do Finance undergrad? I'm pretty sure that top law schools look down on pre-professional majors. Anyways, if you want the best deal, UT by far: cheapest, best college town, best Finance program. But, be warned that McCombs is really competitive because it is so good, and keep in mind that GPA is more important than any difference in quality that you're gonna see between Villanova, UT, or Emory.