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Messages - upNdown

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41
Well can't you just go in now and change your numbers on your current fafsa - play around with them and see how assets and dependents affect things?  As long as you don't list any schools, or list school's you're not attending, it shouldn't affect anything, right?

42
don't go to "fancy" grocery stores like Whole Foods and Trader Joes.

Wow, I never even thought of TJ's as fancy.  In fact it often had the best deals on milk, produce and other items.  It had a lot of the same things (read Ben & Jerrys and other name brands) as other stores but at half the price and knock-off items (spreads, dips, and other miscelaneous items) for much less than upper crust stores.  Not to mention 2 buck chuck.  I'm now in a city with no TJ and I easily spend more on groceries than in a more expensive city with a TJs.

Our local TJ doesn't stock 2 buck chuck because of stupid MA laws resticting liquor licenses.  I'm not a big wine drinker, but if I could get drinkable stuff for $2, I might be.

43
I only like one kind of cereal, and that's how much it costs... on sale.  I don't like packaged, mass-produced bread either; I buy it from a European-style bakery.  Fruit, on the other hand, is easy to find both cheap and good around here.

I'm thinking out loud here, not telling other people what their food budgets should be like.

Yeah, food is something you can spend as much or as little as you want.  If you clip coupons and shop sales, you can literally cut your budget in half without making many sacrifices, but that takes time and effort.  If you're willing to live on cheap stuff like ramen noodle and cheap hot dogs or bologna, you can live on 10-20 bucks per week.  But few people want to live like that and I don't blame them.

One of my concerns about food is how much I'll have to spend on food and drink to remain social.  Honestly, I'd be fine bringing PB+J sandwiches every day, but I'm thinking that I need to network with other students for study groups and that sort of thing, and that stuff is typically done over lunch or drinks or something. 

44
I shop sales, so my $3 for two pounds of fruit is not unrealistic.  A pound of bananas goes for 49 cents around here; apples are 99 cents to $1.29 a pound in season; grapes are 99 cents a pound; oranges are 99 cents a pound in season.

If you shop the sales, what are you doing paying $4 for a box of cereal or $3 for a loaf of bread? 

45

Does this mean I have to roll it over into a house in order to make the FAFSA numbers work? I assume there is a huge difference between a large family with few assets and one low earner and a large family with 50-70k in the bank and one low earner.

Don't be so sure of that.  If you really have a large family with a low earner, the money in the bank may not matter.  I'm the sole earner for my family of 4 and I wasn't making much - about 40K last year, and when I did my FAFSA with and without $35K in assets, it didn't change a bit.  I believe there's some standard where if you have enough dependents and your income is low enough, then assets don't matter.  Of course, you need to research this because it isn't worth pissing away the 50-70K if I'm wrong.

46
Incoming 1Ls / Re: Anyone else having second thoughts?
« on: March 28, 2006, 06:03:19 PM »
If I have a worst-case scenario and have to pay $2K a month back in loans, it's not going to be hard for me to be making $3K more a month to put me at a standard of living that I had before. 

This is what I'm counting on too.  I think as long as you have this perspective that you're going to be an attorney because thats what you want to do and you don't mind living reasonably, then everything will be fine.  If you want to be an attorney to be rich, or if you'll need a new BMW upon passing the bar, well, then you should probably stress about the debt.

47
Question:
What do you guys think about me asking Northeastern for more money, I have heard that they rarely give out dollars and I was surprise to receive some from them...but should I ask for more, I could use my Hofstra and Suffolk as a leverage? what do you guys think. Also in my letter of continued interest, I told them that they are my first choice and that I will withdraw from every school once they accept me.....so don't know whether that will hurt my bargaining power....please share  your thoughts on this. Thanks in advance

Here's my thoughts.  It is almost certain that won't give you more money if you don't ask for it.  If you DO ask, will they give you anything?  Maybe.  Couldn't hurt to ask.  Be honest with them - tell then your decicion is between them and Suffolk and that you really like both schools, but right now the money from Suffolk is tough to ignore.

At this point, it really can't hurt to put all your cards on the table.

48
How about a good ole meatball sub? 

I voted for pulled pork.  I'd prefer a steak and cheese sub (D'Angelos #9) to be honest, but I knew an annoying kid from Philly in college and he would NEVER shut up about philly cheesteaks and how you couldn't get a decent cheesesteak outside of philly, so I could never vote for that. 

49
Choosing the Right Law School / Re: BC that much > than BU?
« on: March 26, 2006, 07:04:00 AM »
It ought to be mentioned that aesthetically, there is no comparison.  BC has brick buildings on a nice green campus in a suburb bordering Boston.  BU is a cement tower in the middle of the concrete jungle (I couldn't even find a picture on the BU law website - that's how attractive it is).  I didn't have a prayer of getting into either school, but I tossed an app at BC anyway because, for me, it was the perfect situation academically and aesthetically.  I suppose you could say the same for BU if you liked being right in city - there's something to be said for that.  But from what I've heard, the interior of BU is as unattractive as its exterior.  Please somebody correct me if I'm wrong, because I've never been inside BU.


50
Hey Jontor, sorry I didn't catch up with you for that drink after the Suffolk reception.  The tour took too long I guess - I was afraid that would happen, but that was the third time I'd been there and I still hadn't seen the library, so I had to check it out.  Anyway, maybe we'll catch up at some point.  If not, good luck with your decision.  As I said, I envy your options, but I don't envy having to make that decision.

UpNdown:
Yeah we noticed that the tour took a long time, we waited and waited and decided to hit the bar since the other guy will be heading back to NY that night. I really really like Suffolk, been there three times and every time I go, I found new things that I like about the school. The mock trial was awesome it was actually my first sitting in something that looked like a real court...most of my court experiences are from Law & Order and it's likes. I think I'm gonna pay Suffolks first seat deposit why I do my research on where to go cos I don't have to pay Northeastern's till may first
.

Good idea - $200 is a small price to pay to keep all your options for such an important decision.

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