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Messages - schoomp

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Law School Admissions / Re: women in law
« on: June 09, 2004, 10:13:18 AM »
The most disturbing thing about this thread - why the hell do you have to give everything up to raise the children while your husband becomes a doctor?  Maybe you should see about working out your schedules so that both of you can have jobs and take care of the kids.  Maybe he should think about giving up his career so that you can do what you want to do.  Why do you have to give up your want to become a lawyer just for him???

Politics and Law-Related News / Re: Fahrenheit 911...Opinions?
« on: June 09, 2004, 10:10:19 AM »
I plan to see it - however if it is anything like "Bowling for Columbine" I think I am going to be upset.  I did not like BFC at all - Moore came across as arrogant and didn't seem to discuss both sides of the story at all.  Maybe it is because I watched it on tv, had step-family members there and my brother was locked out of his school returning from a field trip since all the Denver Metro schools were on lock-down for the most part, but it seemed really one sided...

Don't get me wrong, I have no love for Bush or his cronneys, but both sides should be presented to be a good documentary...  And less of Moore's big ass.

This could be a big problem - let's say you run for office and someone has gotten your school records.  When you were in school, you talked to a counselor about being molested.  Someone finds this out because it is in your FBI record and now it is leaked.  Why was it in your FBI record?  Well because you contributed to something seen as "terrorist" such as an environmental group that was latter found not to be.

You can say that you have nothing to hide - but that is the wrong way to think since we are suppose to be based on an innocent until proven guilty philosphy.  By that means, it should be why should anyone know anything unless they need to.  Maybe I don't have anything to hide but maybe I would rather someone not know that I was molested, had psychiatric problems, was seen for eating disorders, had a medical problem, made a D in French, etc, etc, etc.  Especially when it comes to the first examples, there are some things that people would really rather keep secret - they may not be ashamed of it, but not want to relive it.

As far as it being a slippery slope - it has already gone down that path.  I believe in Las Vegas elements of the Patriot Act were used againt people (I think it was Mafia, but I can't remember, either way - it was domestic crime not related to terrorism in the slightest).  The Patriot Act was passed to be used for TERRORISM not domestic criminals.  However, now that agencies have the ability to use it, they are using it for every thing out there that they can.

Luckily, people are fighting back.  Something like 4 states and over 300 cities, towns, counties have passed resolutions that they won't help support it.  It was passed quietly when everyone was still afraid based on 9/11 and Bush/Cheney/the others in their administration can say all they want about it but it doesn't make it right or mean that it should be passed again when it expires.

The thing about essentially circumventing FERPA and the sneak-and-peak searches... honestly though, do you see it as a problem? if you have nothing to hide, why would you worry about any of this?

you may say it's going down a slippery slope, but it hasn't gone there yet. big brother is watching me? so what? they'll get bored after about the tenth time they find Debbie Does Dallas on my computer.

Incoming 1Ls / Re: Steps on Getting an Apartment.
« on: June 08, 2004, 03:55:39 PM »
I wouldn't do this - most states have laws about renter's rights - you can't kick them out without a long lengthy legal battle.  However, buying a place is a good idea.

One idea is to buy a place, perhaps a duplex.  Rent out one side and live in the other.  I mean face it if you go to the same law school all three years that rent adds up.  In addition, you get to pick the tenant and can basically give 'em the boot if they are a pain (make sure to only set up a month by month lease).  Shoot, you could even give 'em the boot right before finals just to be sure.  Even if you lose 10k on the place when you sell in 3 years you'll still come out ahead.

Law School Admissions / Re: LIVING EXPENSES DURING LAW SCHOOL......
« on: June 08, 2004, 03:47:01 PM »
Just some advice (since I just went through this process and got it approved):

1.  If you have a reason to be on COBRA (such as a previous medical condition), I'd get a letter from your doctor saying this.  It doesn't have to be long and involved - for instance the letter I got simply stated I had a condition and needed treatment and medication while I was in school.

2.  If you can, get something stating how much you pay in prescriptions.  Some places (such as Walgreens) will print out a sheet saying how much you have spent this year and proof that you have prescriptions you have been taking.

3.  Write out each thing - how much COBRA is, how much your doctor's visits are (co-pays) each year, how much you prescriptions are each month, etc.  I'd also include something about how your prescriptions, doctor visits, etc can vary depending on your health.

If you have any questions, shoot me a pm since I just went through all this :-)

As far as increasing your budget so you can borrow more, I was told to write the school a letter detailing why I need the extra budget. I need to accept COBRA health insurance, so I'm telling them that in the letter. I'll let you know if it works!!


For the OP - concerning both your car payments and consumer debt - most schools say get this taken care of before you start.  I haven't seen any schools that will give you money for it while you are in school.  The ones I have seen say pay everything off and get ready to be really poor during school...

Incoming 1Ls / Re: Private Loans
« on: June 08, 2004, 03:20:17 PM »
Depends on the loan and the interest rate.  When I was calling around, none would give out credit scores needed - however they typically feel into 7 categories:

1. no cosigner needed, best interest rate
2. co-signer needed, best interest rate
3. no cosigner needed, so-so interest rate
4. co-signer needed, so-so interest rate
5. no cosigner needed, bad interest rate
6. co-signer needed, bad interest rate
7. good luck finding a loan

I believe credit scores range from 300-830 or so (approximate numbers).  It looks like credit scores fall into the ranges:

low risk - 750-830
med-low risk - 700-750
med risk - 600-700
med-high rish - 500-600
high risk - 300-500

Those numbers are all approximate as I'm trying to base it off a graph that isn't really easy to read since it is color coded and all the colors slowly blend into each other  :(

I think for the most part, that if you have a higher score (750 and above) you are probably okay - however the problem is that only 10-15% of the us population probably has that kind of score.

Incoming 1Ls / Re: Private Loans
« on: June 08, 2004, 03:08:57 PM »
When I called around (Key Bank, AccessGroup and Citibank), Key Bank was the best (interest and repayment-wise), however, they said (and this was them) the reason they were the best is because you have to have really, really, really good credit (and/or a cosigner with excellent credit) to qualify.  They don't take just anyone, thus the rates are lower.

General Off-Topic Board / Re: Religion!
« on: June 08, 2004, 03:05:56 PM »
With the following statement - doesn't this mean you aren't "truly" Catholic in that some bishops have gone so far to say if you believe in this, then you can't get communion?  Or if you vote for anyone that will vote like this, you can't get communion?

Ain't it though?  I was surprised that I was drawn to the Catholic Church, but I was.

I have a problem with the Church's positions on gays and abortion, and ordaining women, but there is room for dissent and change in the Church.

But I'm very comfortable with the Church's position on war, the death penalty, social responsibility and justice.

As far as the Koran and the Muslim religion being used for violence - couldn't the same be said of Christianity not so many years ago?  As I remember thousands of women and men were killed for being "witches" and they were burned to death which I see as more barbaric than getting beheaded. 

General Off-Topic Board / Re: Best time to buy a laptop?
« on: June 03, 2004, 01:03:36 PM »
They didn't look or seem that big - 4.9 pounds...

Any thoughts on why he is just leaving now? 

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