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Messages - michael23

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Incoming 1Ls / Re: Consolidate Your Student Loans NOW... Rule Change
« on: June 28, 2005, 09:36:13 PM »
What if all the undergrad loans are subsidized? Once you refi don't you lose the government paying the interest while you are in school? I only have about 10,000 in loans and it seems they would accumulate more in interest while I'm in school if they are not subsidized than they would accrue at a higher insterest rate during repayment.

Incoming 1Ls / Re: Credit Scoring and Private Loans
« on: June 28, 2005, 05:03:40 PM »
I just talked to Cal Western about this. You have to write a letter to the financial aid dean about why you need the COA increase. they will then approve or deny it. If they approve it then you can request a larger loan amount. There are way around this by going through lenders not requiring verification with your school. The financial aid office advised me against this though because these types of loans ar often higher interest rates.

Incoming 1Ls / Re: Moving Your Stuff to Law School
« on: June 21, 2005, 10:50:44 PM »

Incoming 1Ls / Re: Credit Scoring and Private Loans
« on: June 21, 2005, 08:54:17 PM »
I called Access Group and asked what the minimium score was for the Law Access Loan and they said the information was confidential and that they did not share it. She explained there is three different levels that they MAY qualify you at which changes the interest rate. I have a 685 and hope I am ok. I am worried because I am buying a condo and heard it throws your credit score off at first. Anybody hear this about a newly acquired mortgage? Also how long does it take to get qualified with Access Group? And is it easy to have your COA changed if your bills exceed the budget? THANKS!!!

Does anyone know any good websites that cover the many different areas of study and specialties? I know you usually do not decide till second year but many schools have select areas of specialties and i fell I need to factor this into my decision? Anyone have any ideas?

Choosing the Right Law School / Re: New York Law School
« on: May 15, 2005, 02:03:20 PM »
I wasn't the least bit confused as to which school is which. I have after on been reading up on the schools. I am really interested in the Media and Entertainment Law program they have. I've heard is is a great program, is it know to the West Coast firms?

Let me tell you i am not complaining at the schools I got into. I hate the LSAT though.....My friends have been screwing around all 4 year with about 2.8 but scored better on the LSAT and have many more oppurtunities........Oh well......Just going to make the most of it.... I am banking on transferring or gratuating towards the top of my class.

I didn't apply to more California schools because I was convinced NY area was for me. After vistiting a week I missed wearing shorts and sandals in march. I froze my @$$ off. It was alot of un but mroe of a place to vistit. I wanted to apply to SCU but they moved up their deadline to 2/15 this year. That left UC I didn't have a change to get into with a 149. There is always next year. I am crossing my fingers for Seton Hall and study my @$$ off to transfer back to a UC or better yet to a top nothc school like NYU. We'll see.....What do you guys thing the chances are nailing it out at Cal and transfering to UCLA or that to far fetched..... Damn LSAT....I'm bitter....


I have been accepted to Cal Western (T4) and NYLS (T3). I want to end up back in California to practice. I was hoping to transfer. Should I go with NYLS and try to move up? Just want to see what everyone thinks. I am still waiting for USF and crossing my fingers for Seton Hall. It seems like they are taking forever....


GPA 3.5 & LSAT 149(Sad...)
Accepted: NYLS & Cal Western
Rejected: George Mason(Obviously), UNLV(tear drop), U of Hawaii, & DePaul
Still Waiting..... USF & SHU

Choosing the Right Law School / Re: New York Law School
« on: May 13, 2005, 10:43:20 PM »
Hey rachel so where will you be going? I put a deposit down for New york also.... I live in San Diego and want to end up back here sop i am a bit uneasy as well. I got into Cal Western but am I really better off going to tier 4 California School?

Accepted: Cal Western, New York Law School
Rejected: UNLV, U of Hawaii, George Mason, & DePaul.
Still Waiting......   USF & Seton Hall

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