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Messages - michael23

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Financial Aid / Re: Received non-certified loan
« on: August 08, 2005, 08:44:16 PM »
Well I applied and was approved for the same exact thing that Education One offered me. I noticed the web address to view my approval for both was through I am not sure who they are but it seems likely they may be the ones that approve or deny and then the londer you applied through simply funds it. Seems kinda wierd. anyone know anything about this?

Financial Aid / Re: For people who got a loan thru CitiAssist
« on: August 03, 2005, 12:21:50 PM »
Is citiassist an independent loan outside of the school's COA? If so what is there website? Thanks in advance!

Financial Aid / Re: Received non-certified loan
« on: August 03, 2005, 12:20:17 PM »
Thanks...applied on my own....I'll let you know what happens

Financial Aid / Re: Received non-certified loan
« on: August 01, 2005, 08:31:19 PM »
Do you have the link to where I can apply for that. I was approved with Bank One and have been sitting on a promissary note with htme for like a week. They have a 9.5% origination fee which is crazy. I have a 690  credit score. If you don't mind sharing what score did you need to qualify?

Incoming 1Ls / Re: Consolidate Your Student Loans NOW... Rule Change
« on: June 28, 2005, 08:36:13 PM »
What if all the undergrad loans are subsidized? Once you refi don't you lose the government paying the interest while you are in school? I only have about 10,000 in loans and it seems they would accumulate more in interest while I'm in school if they are not subsidized than they would accrue at a higher insterest rate during repayment.

Incoming 1Ls / Re: Credit Scoring and Private Loans
« on: June 28, 2005, 04:03:40 PM »
I just talked to Cal Western about this. You have to write a letter to the financial aid dean about why you need the COA increase. they will then approve or deny it. If they approve it then you can request a larger loan amount. There are way around this by going through lenders not requiring verification with your school. The financial aid office advised me against this though because these types of loans ar often higher interest rates.

Incoming 1Ls / Re: Moving Your Stuff to Law School
« on: June 21, 2005, 09:50:44 PM »

Incoming 1Ls / Re: Credit Scoring and Private Loans
« on: June 21, 2005, 07:54:17 PM »
I called Access Group and asked what the minimium score was for the Law Access Loan and they said the information was confidential and that they did not share it. She explained there is three different levels that they MAY qualify you at which changes the interest rate. I have a 685 and hope I am ok. I am worried because I am buying a condo and heard it throws your credit score off at first. Anybody hear this about a newly acquired mortgage? Also how long does it take to get qualified with Access Group? And is it easy to have your COA changed if your bills exceed the budget? THANKS!!!

Does anyone know any good websites that cover the many different areas of study and specialties? I know you usually do not decide till second year but many schools have select areas of specialties and i fell I need to factor this into my decision? Anyone have any ideas?

Choosing the Right Law School / Re: New York Law School
« on: May 15, 2005, 01:03:20 PM »
I wasn't the least bit confused as to which school is which. I have after on been reading up on the schools. I am really interested in the Media and Entertainment Law program they have. I've heard is is a great program, is it know to the West Coast firms?

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