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Messages - slp
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« on: March 09, 2006, 02:11:05 PM »
In contacted the school last week. Since I went complete early November for the part-time program, i am getting antsy. I was told that my decision won't be made until around April. That could be because i was part-time and I hear theat they made most of those decisions later afdter full-time decisions unless you are a sure thing for acceptance. I noticed on LSN that they have already sent out a few rejections.
« on: February 17, 2006, 01:21:09 PM »
If you have cash in the bank versus no cash, u are in a better position to buy the ring now. Yes, definitely amend the FAFSA. As u probably already know, when u repay student loans, u do get a tax break (or at least i do). A separate loan or credit card loan to finance a ring is not going
to give uthat tax break. As for future financial uncertainty in 3 years coupled with the three years of full-time schooling, the reality is, the future is uncertain for all of us. You may end up with triplets within a year out of school and ure soon-to-be wife may stay home, u may buy an expensive car or house, who knows?
Get her a nice ring. A good friend of mine is married to a partner in a mid sized law firm. Her husband used a wholesale jeweler who pretty much made her a platinum set for less than 6k and appraised at 11k. This is a couple with quite a bit of money, living in a nice area, nice cars, kids in expensive private schools, etc. her ring is gorgeous, the center diamond is a good size as well. These are people who got engaged right about the time the husband made partner. You may not have to go that high if u are savvy enough to find the right ring for a great price.
This is a very interesting thread, by the way.....
« on: February 17, 2006, 11:01:13 AM »
Thanks for the defense lincolnsgrandson, but I didn't put much stock into upNdown's comment as I am a card carrying member of the real world and actually have 6 figures in my savings account (not including my IRAs and 401K).
OP, Knowing the info that u do have money in the bank, the info regarding what ure family and her family are probably expecting, and the info u provided on your girlfriend, it is easier to give u better feedback. In your unique situation, it sounds to me that you will probably want to buy the real ring u want her to have, not a smaller one or something to upgrade later. i was under the impression that you were surviving on loans for law school because u had to and taking a loan out through some chain store with high interest rates,etc. while in school was not the best idea. If you ahve the money in savings, get what u want to get her. Just curious, if u do have $$$ in ure savings already, then why are you even concerned about this? I mean, in my husband's situation, we were both in school and depending solely on loans for school and living expenses with no other financial cushion at the time. There was no option but to get something small or just wait. Your situation is different. You have the money, it won't put u in a financial bind, and you have plenty of time on ure side to get the ring. Get her what you want to get her (the big rock) and enjoy life:)
« on: February 16, 2006, 03:37:21 PM »
The previous poster is right, it does depend on the girl. For me, i didnt care a whole lot, but ask some of my friends and some of my relatives and u get a whole different story. In some ways it is like buying a hose or a car. for some, they arent satisfied unless it is a new Mercedes and for others, it could be a used Hyundai. What is traditional in your family and in your circle has some bearing on your decision as well.
To the OP, what have u decided? Or have u become even more confused:)
« on: February 15, 2006, 10:33:13 AM »
My DH and I married 9 years ago while we were both in grad school and broke, living on borrowed money. We wanted to get married and priced rings, found out that we were in no position to pay for it. The way I looked at it was, if we were going to be married, the debts were going to be both of ours after marriage. The practical thing to do was to forego the huge rock. it didnt make sense for us to buys something extravagant when we didnt even have a reliable car to drive. I was okay with waiting for the larger rock later on, and that worked out fine for us. Although in the "Jones'" circle, it can be intimidating for some to be okay with that arrangement. Some of the older couples have said that it was a wise and savvy thing to not blow a huge sum on a ring we could not afford. My younger sister, insisted on a 3 grand ring and believed that she would never upgrade and wanted to big rock right away. To each his own.
Another friend bought his fiance's ring a year before proposing so by the time he proposed, the ring was pretty much paid off. Given the OP's situation, a good idea might be to take the diamonds out of his grandmother's ring and have it custom made intoa new ring so the ring is new, updated and will suit the fiance's tastes. Most of the cost is in the diamond, anyway so if u can get for free, go for it.
When u look back at this years down the road, u wont see this as such a big deal. I have so many friends who dont even wear their engagement ring and either wear the diamond band or downgrade to a plain band to avoid accidentally scratching their newborn.
It is far better to be able to provide financially to allow ure wife to stay home to raise kids if she chooses, live in a nice area, nice house, etc than get a rock u can't afford or will be paying on it for years.
A little off topic....A colleague of mine has a beautiful diamond and I said jokingly to her, "You cant be that brokw with that diamond on your finger" and she just looked at it and laughed saying, "Yeah right! this was bought back when we had no mortgage, car payment or other big bills. We could afford to make payments on it back then, but now forget it!"
« on: January 17, 2006, 02:42:55 PM »
I actually wanted to attend fall 2005, but I knew that it would make my app in later than planned. Have you gotten your personal statement written? That alone took up some of my time. My app was sent and received by 10/15 and went complete 11/5 for fall 2006 cycle. that was with my LOR's and transcripts all on file with LSDAS. I am still waiting to hear from them because I was not an auto-admit (super high GPA and LSAT combinations are auto admits). I can't imagine when you would get a decision. If youa re dead set on starting this fall, go ahead and put in for part-time at Stetson and full-time at stetson. Your LSAT is not very competitive for Stetson, but you never know what can happen.
As for what to do.... if you have to -gasp!-apply for spring semester, please don't worry so much about it. I am a non-trad 10 years out of undergrad. one semester out is not going to kill you. As the previous poster advised, go ahead and apply, see what happens-worst case scenario is that u dont get in anywhere but at least u understand the process. The u can take the next year and focus on getting everything in early as well as retaking the LSAT if you need a higher score (might be a good idea). take a prep class if needed. get a temp job or something to pass the time and pay bills. You can get a lot of info on this board and on lawschoolnumbers.com to see what numbers are competitive for the schools of your choice.
Law school is a big commitment of your time and money. Choose your school carefully and take the time to maximize your chances of admission and possible scholarship money.
I know this post is filled with typos. I hope you at least get the gist of what i am trying to tell you.
« on: January 13, 2006, 02:17:27 PM »
Jenna, i dont know what your numbers are or what your LSAT score is, but you may be risking not getting in at Stetson when you ait so close to their deadline. It takes a little bit of time for the LOR's to be processed and your file to be complete at Stetson. Their deadline is march 1st for 06 fall. I think at this point, you may want to try for Spring (if there is a spring admissioncoming up). Law school admissions at Stetson is "rolling" and they have alrady started sending out acceptances and even some rejections. Maybe if your numbers are super high, it may not be as big of a deal, but I was advised to apply early. I started my process in the Spring/Summer of 200 for fall 2006 cycle. It is too much to do just 8 months before fall 2006 semester starts.
« on: January 13, 2006, 01:24:29 PM »
My in-laws attended this school's undergrad program in the late 60's. They had mandatory chapel and was pretty much a conservative school. From what I understand, it is still pretty much conservative but in teh law school division I hear it is not so "in our face". You do not have to be Christian or attend chapel. Hope this little bit helps.
« on: December 30, 2005, 06:21:32 PM »
ok this prob isnt going to interest anyone else but while i was wating for my dentist appointment a couple of days ago i started reading an us weekly. it talked about nick and jessica getting divoced and gave a little bio of their high priced divorce lawyers. both went to nothing schools. i think they schools were widener and stetson. these two r prob multi millionaires. it just goes to show that the law school u attend isnt everything.
I believe the schools were Southwestern (representing Jessica) and Loyola Law in Los Angeles (representing Nick). I would not say they are "nothing schools". Neither are tier 1, but they aren't tier 4, either.
« on: December 28, 2005, 05:57:09 PM »
To the OP: You have a better shot at retaking and getting into the school you want as opposed to going to a Tier 4 school you don't want to attend and hope you can transfer. This issue has been discussed and if you think about it, how many other students at a Tier 4 are thinking, "Well my LSAT is horrible, but I am a hard worker. I will just work really hard and be at the top of the class and then transfer to _____(insert Tier 1 school name) for L2". Believe me, everyone works hard and the last thing you want is to graduate from a school you never wanted to attend in the first place. Preparing well and putting in the time now is a SMALL sacrifice to get the score you want. So what if you put law school off for the time being! Another suggestion, get your practice scores higher and get a tutor if you can.
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