You don't need health insurance unless you get hurt. So, don't buy any unless you get hurt. Let's say you fall and break your leg. Apply for student insurance immediately, they process it fast. Chill at home for a day or so, then go to the hospital. Works every time.
well sh*t...if that is all i have to do then i may as well never pay for health insurance ever until i after i need it.
Your sense of humor is obviously a TTT in decline HTH