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Messages - onepoint

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Financial Aid / Re: Master Promissory Note
« on: July 06, 2006, 10:19:58 AM »
it's my understanding that the MPN is sent to you by a lender from whom you have requested a loan.

Financial Aid / Re: Scared to death
« on: July 06, 2006, 10:18:26 AM »
keep your eye on the ball.  that being passing the bar exam in a few years, after you've successfully cruised through law school.  you'll be fine.

Financial Aid / Re: What the *** am I supposed to be doing?
« on: July 06, 2006, 10:16:57 AM »
you should be looking at private lenders that offer graduate-level or law school loans.  i, personally, went with citibank.

i wouldn't worry too much about timing; to apply, you'll have to tell the lender where you're going to school, how much you need, whether you're using a co-signor, etc.  if approved, they'll send you a promissory note that you have to sign and return to them.  when they get that back, they'll contact your school's financial aid department to confirm that you're requesting an approved amount.  at my school, once that amount was approved by the financial aid dept, the lender sent the check directly to them, who then cut me a 'refund' for the amount that i had coming to me (total amount of loan - school fees).

start shopping around for interest rates, you may be surprised at differences between lenders.


Incoming 1Ls / Re: Computers in class
« on: July 06, 2006, 10:10:46 AM »
no problems here.  and if you're worried, stop... the benefits of having one with you in class will far outweigh any inconveniences.  and i wouldn't bother grabbing a new (smaller) laptop until you get started in the fall.  if you feel you need the room at that point, then get one.

making your own outlines is a waste of time ;)

thanks for the clarification, king.

also, don't underestimate the importance and value of the "upperclassmen" outlines that will inevitably be floating around.  i don't want to start a 'make your own outline vs. modify another's' war, but pre-made outlines really helped clear things up for me as i was sitting in class trying to get a handle on new material.

i use a treo 650 extensively.  keeping track of classes is one thing; keeping track of classes + group meetings + study meetings + appointments with professors + westlaw/lexis training + writing assignment deadlines + class scheduling deadlines + personal life is another.

some people prefer a handwritten datebook, i prefer my treo.

i also use it to keep movies and music on tap.  internet access doesn't hurt, either.  oh yeah.. that 'phone' thing comes in handy also.

1. they'll be your bible(s).  you might want to consider taking them to kinko's (or somewhere else that offers the service) and having their stock binding replaced with a spiral-type heavy binding.  you'll understand why when you're trying to lay those suckers flat in order to outline/take notes all year.

2. try to get them from elsewhere, if possible.  buy used ones, use the library copies, etc.  commercial flash cards are more useful and productive, imho.

3. if you're referring to the reporters within the library, they are volumes of case law.  you'll learn about them in a legal research class/seminar.  lexis and westlaw are preferred substitutes most of the time.

4. hornbooks usually sum up legal concepts in 'plain english,' from what i've encountered.  that being said, i didn't use them much.

5. i used a nutshell book in property that i had borrowed from a friend that was a year ahead of me.  again, it broke things down into even more 'plain' language.  the nutshell book did help me understand future interests and the rule against perpetuities (you'll get there) slightly better.

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