im a 2L at Albany. any questions - just ask.
Messages - Bubbazzz
The Marines are Marine Officers first and JAGs second, get it right . "The Best" depends on what you want. For me, the Chair Force is the bottom, but that is because I wanted to be a Marine and a leader first. However, in terms of standards of living, quality of life, etc.... The Air Force has it made.
Indeed, spoken like a true jarhead.
« on: June 07, 2005, 12:16:29 PM »
1. the grace period will be 6-9 months after u graduate law school, depending on your lender.
2. hmm, this is tricky, your law school, mine did anyways last year when i started, refused to fill out the deferrment form for me until they got my loan money, which wasn't until July or August.
The rates are:
In-school, grace, and deferment status = 4.75%, up from 2.875%
Repayment status = 5.37%, up from 3.37%
Your law school's registrar and financial aid offices deal with this crap every year, so im sure they know. i would give them a call.
« on: June 07, 2005, 12:01:59 PM »
actually, now that i think about it, im sure you can consolidate before your deferrment is processed, and while you may lose your grace period, im sure you could, when you graduate law school, request a forbearance/another deferrment.
Again, call your lender, they'll know the deal. Also, which i forgot to say in my prior post, call your law school's financial aid office and ask about the losing grace period-consolidation question.
« on: June 07, 2005, 11:58:49 AM »
fill out an in-school deferrment form. then u dont have to pay them off until after u graduate law school. U dont lose your grace period either. If u want to consolidate them, do this AFTER your in-school deferrment has been processed, and your loans are actually in deferrment. If u consolidate them BEFORE you defer, then you lose your grace period. so once u graduate law school, you will automatically have to pay them off.
Call your lender, or go to their website. i think u can just print a deferrment form off a pdf file they should have on their site. Then, u have to give this to your law school's registrar's office, so they can verify that you are enrolled. I think they send it out to your lender then.
I was in the same boat as you, and had no idea. I just called my lender and they sorted it all out, told me what to do.
when u write ur addendum about these, dont give excuses. yes, u are in a rare situation where actually ur reason seems justified, however, i wouldn't say, "i was standing up for my rights" or "curled into fetal position", rather explain the circumstances surrounding what happened. The thing is, u want the adcoms who read it, to come to the conclusion that you were standing up for your rights; don't just say it outright.
« on: May 07, 2005, 01:13:57 AM »
"George" on The Apprentice went to Brooklyn Law.