« on: June 22, 2005, 12:09:11 PM »
Yes, I'm the finance and economics guy... but that being said, I have my personal biases that I have to work around. I'm partial to big banks, which is funny seeing as I work at a small credit union right now. I tend to distrust strictly finance companies at times. My gut instinct tells me that I'd prefer going with Bank of America or Wells Fargo or Chase, but I am biased towards them since my fiance is thinking about entering one of their management training programs.
The key to my bias is flexibility, big banks have the flexibility to do things small banks and finance corps can't seem to do. I know being a employee of a credit union that first-hand we do not have the abilities that a large bank has. My interest is peaked by Access, Northstar, and even some of the other opportunities. I'm just not quite sure which direction I'm headed. I'm looking to take out the whole $18,500 to help subsidize rent or other expenses. I have another roughly $5K that I could take out just in case, but I'm not sure if I will. I'm up in the air on what I will actually do at this point.
If my fiance gets an offer from one of the banks in Lubbock, whether it be wells fargo, citi, bank of america, or capital plains. I will give them by business. Otherwise, I have no clue where to orginate my borrowing. I was curious as to if there was a predominate lending company that us Techsans were going to use.