Yeah, a bubble could be good for you. I suppose that when it comes down to it, home is whatever you make of it. If you haven't already, I really suggest visiting the Tower to see if you think it's livable. The dirtiness and atmosphere of the place isn't a big deal for me - a lot of the apartments and other living situations I dealt with in Berkeley (my frat house) are basically of the same standard. I can easily see how others would think that McAllister is too disguisting/depressing to live in.
I am sending the deposit just so I can have the option of living in the tower. Altrnet, can you give me the names of some areas in SF that are somewhat safe, somewhat reasonable for rent, and near public transportation lines? I am about to make the 30 hour drive to orange county, then chill for a week or so, then make the drive up to SF for housing day (mainly to look at the tower). I want to have some other possible areas in mind just in case I choose to live elsewhere.
Anyone ever driven across texas? I am not looking forward to this....