Con: You have to go back to law school.
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Messages - Dr. Balsenschaft
The rest of my loans go back into repayment the first of December and I just crested the $100K mark. I don't have a high-paying job, but I have a modest home, the best wife in the world, the greatest baby that was ever born, and I enjoy working the for the small general practice firm in the small town where I live. I won't have much money at all for the next couple of years, but I'll have just enough if I'm lucky. So it sounds hokey, but I guess I just focus on what I have right now. Maybe I'm unlike a lot of law school students in that I never really had my sights fixed on biglaw so maybe my expectations in terms of salary were lower going into this whole thing. I also imagine it's more difficult to feel content if you don't have a wife, child, and a job. Regardless, being cash poor isn't really that big of a deal so long as you have some sort of plan to be more well off in the future. Sure, I have no money right now but I'll be making a decent salary in five or ten years if everything goes according to plan.
You're all wrong. If he discloses it, it will mean nothing because it really is nothing. If he doesn't disclose it, it will barely mean anything because it's nothing to begin with. It's better to disclose, but ultimately, if he got caught for not disclosing it really wouldn't matter because this is such a stupid nothing incident.
Read the hornbook if you have time (which you won't) or to get your bearings when you haven't kept up with the reading and/or have kept up with the reading but still feel lost. Or, it can be helpful if you have the Chemerinsky casebook, your prof. assigns you a ton of reading, and you don't have much time. The hornbook is organized in the same order as his casebook pretty much so you can get a good summary of the less important cases and then figure out what case or cases you should focus on reading (or just substitute the hornbook reading for your casebook reading if you don't have time.) Or never read it. It really depends on what you feel comfortable with (which is hard to figure out your first semester.) Whatever you do, don't get advice from your classmates and don't put to much stock in what other people tell you to do. Just tell yourself that whatever it is you're doing, you're doing it correctly and everyone else is either a time-wasting moron or a lazy moron who doesn't spend enough time studying. Self-delusion will do wonders for you in law school.
« on: August 13, 2009, 05:44:03 PM »
Banks typically think 35% of gross monthly income is a reasonable amount to be spending on your housing payment (principal, interest, taxes, and insurance). Banks typically think 50% of gross monthly income is a reasonably amount to be spending on total debt. These figures will vary depending on credit scores and the type of loan (we got a FHA loan on just my wife's income while I was still in school this past year and the total housing payment was over 50% of her monthly income.)
Look at your school handbook. There should be a policy regarding this situation. The policy is probably something like you need to write an addendum to your application and explain why you didn't disclose in the first place. The addendum and reason for nondisclosure are probably read by someone like a Dean of Students who then decides whether your situation warrants disciplinary action. Regardless, the fact that you did not disclose in the first place will likely be disclosed to the Bar when the Bar requests your law school records. And then the Bar will decide what to do about it.
In my opinion, your reason for nondisclosure is pretty stupid. It indicates you'll likely lie if you think you can get away with it.
« on: August 07, 2009, 05:16:48 PM »
I would ask to see a model answer, compare that to your exam, and then if you have any remaining questions, bring them to the meeting with your professor. Not all professors give you this option, however, in which case just ask the professor generally to go over the exam, outlining what a model answer would look like.
« on: August 01, 2009, 10:10:17 AM »
I thought the MBE was hard. Anyone else feel this way?
I more or less agree with you. I don't know if I'd go so far as to say the afternoon was easy, but I definitely thought it was easier.