Law School Discussion

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Messages - Drew P. Bottom

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51
Where should I go next fall? / Re: UT 2L Taking Qs
« on: April 08, 2007, 03:16:48 PM »
How many people are able to find good federal level government jobs? Do any government agencies come and interview on campus? What about other not BIGLAW options?

52
Financial Aid / Re: Grad Plus vs. private loans
« on: April 08, 2007, 03:12:06 PM »
A fin. advisor I spoke with said 750 was the magic number to make it worth it to get private loans instead of GRADPLUS.

53
Financial Aid / Re: payback time
« on: April 08, 2007, 03:10:49 PM »
No, no. Staffords do not (at least for most lenders I believe) have a charge for early repayment. The best thing to do is to read the fine print on a specific lender. I'll supply T.H.E.'s since I'm leaning toward using them.

http://www.northstar.org/Law/repaymentbonus.aspx

54
I've heard the best things about Total Higher Education from a high up Financial aid officer. He said they have hands down the best perks. Basically, by reading the fine print, you DO NOT have to pay back 48 straight times before benefits, instead they start as soon as you pay anything back (-1.3% on Stafford) origination fee is refunded and even if you become delinquent on paying back, as soon as you catch back up, the perks come back to you. This seems to be rare. And no, I do not work for them.

http://www.northstar.org/downloads/QsBrsShouldAskLender.pdf

55
I've heard Total Higher Education is generally the best and the most forgiving for students who may miss a payment, most others I've researched zap you if you don't do 48 straight payments to begin.

56
Financial Aid / Re: payback time
« on: April 08, 2007, 02:55:07 PM »
Staffords are set up for a 10 year repayment.

Grad PLUS are generally for a 15. You can change the terms for Grad PLUS more easily than Staffords I believe...

57
Financial Aid / Re: Some questions about financial aids for a newbie
« on: April 08, 2007, 02:52:14 PM »
Texas does offer some grants though for 1Ls, I got a small one. This may only be for residents though? I am not sure.

58
Law School Applications / Re: Univ. of Texas check in...
« on: April 05, 2007, 01:40:32 AM »
A little off topic but -- have any of you not heard ANYTHING back from Texas? Not even been deferred or waitlisted? I have a good friend who applied with #s I would guess would make him a probable (not auto) admit and he has still not heard anything (besides e-mail giving him UTEDIT to check status). I think he applied in January.

This is me. Went complete late December and while I'm not in-state, I think I have at least competitive numbers. Haven't heard a peep.

He was also out-of-state

59
Law School Applications / Re: Univ. of Texas check in...
« on: April 05, 2007, 12:53:01 AM »
A little off topic but -- have any of you not heard ANYTHING back from Texas? Not even been deferred or waitlisted? I have a good friend who applied with #s I would guess would make him a probable (not auto) admit and he has still not heard anything (besides e-mail giving him UTEDIT to check status). I think he applied in January.

60
One thing to remember if you plan on having a family, 30k a year, even with school paying 100% of loans, is not a lot to live off of.

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