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Messages - Texas2L

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51
fyi: most people are upside down on their cars.  getting royally screwed or zero down is not a pre-requisite.

shrug, I haven't had a car payment in years.  If people are continually upside down they're doing something wrong.

52
I never said it was a stupid idea.  I just said he wouldn't be walking away with cash.

Walking away with cash isn't the point; getting rid of a car payment on a car he can't afford is.

53
We'd need to know how much Carmax would give him for the car (or how much he could sell it for private-party) before we decide selling it is a stupid idea, imo.  I've never been upside down on a car I've owned, I don't see how thats possible unless you got royally screwed on a new-car deal, put 0-down, and missed payments.

54
Either way he's got a car he can't afford.  He needs to get rid of it.  If he's upside down it'll probably just become more so as he goes along.  Dump it.

55
General board for soon-to-be 1Ls / Re: The "I Just Resigned" Thread
« on: May 25, 2007, 11:33:57 AM »
Makes sense.  I get to live at home with the wife & kids while I'm in school, so count on seeing me at campus 10-11 hours a day so I can study..  :-X

56
General board for soon-to-be 1Ls / Re: The "I Just Resigned" Thread
« on: May 25, 2007, 10:49:08 AM »
I can see that.  You'd think people would want to live in this area, maybe not.  That close to downtown seems like it'd be pretty desirable.

57
General board for soon-to-be 1Ls / Re: The "I Just Resigned" Thread
« on: May 25, 2007, 10:42:31 AM »
Buying is always better than renting, buying = get your money back afterwards, renting = throwing money in a hole.  If you can find some condo to buy that puts your payments on par with a nice apartment on a 30-year note, do it - you can sell it after school to someone with similar financial sense and get all your money back less the interest.

58
General Off-Topic Board / Re: Engagment Rings
« on: May 25, 2007, 10:25:41 AM »
Well, I have no intentions of getting engaged so it really is a hypothetical discussion for me :) And I don't really think it's about whether you want to spend the money or not, but the fact that your woman probably would expect you to. If both parties are fine with something else, go for it. But chances are your wife-to-be might be wanting something pretty and shiny, and I don't think that's wrong in itself.

Certainly not;  the idea is to please her, so you're pretty much locked in to what she wants.  It defeats the point to get a ring she's not happy with.  I've been married a while already so my wife and I are probably a bit jaded on the whole romantic aspect of it.  :)

59
General board for soon-to-be 1Ls / Re: The "I Just Resigned" Thread
« on: May 25, 2007, 10:24:11 AM »
Sounds like townhome might be just the ticket for you.  I definitely saw some townhomes in http://maps.google.com/maps?f=q&hl=en&q=southern+methodist+university&sll=37.0625,-95.677068&sspn=50.51141,92.460937&ie=UTF8&ll=32.835174,-96.772143&spn=0.003299,0.005643&t=h&z=18&om=1

that area the other day.  Check realtor.com and see if there's any for sale.

60
General Off-Topic Board / Re: Engagment Rings
« on: May 25, 2007, 10:18:06 AM »
Yea, and it didn't go well.  /shrug 

This is one of those personal taste things, if it makes you feel better to spend the money, of course do so I wouldn't attempt to talk you out of it.  I'm just giving my opinion on the matter.  Best of luck to you.

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