As a law student who's about to be buying an apartment in NYC after graduation, I've been apartment shopping for the past few months now and plese let the record reflect that I would kill for a $1200/month apartment. The sad thing is, your $325/month apartment is probably 3 times as much space as your average NYC $1200/month apartment. You're basically paying $1200/month for a dorm room out here. Tongue
Maybe its just me, but I am of the opinion that anybody who wants to live in NYC is just crazy Denver biglaw firms are still paying in the 120-130k range with 1/2 the cost of living. However, one thing to consider is that you dont need a car in NYC. You could subtract the car payment calculation.