Federal appellate is tough to get. It helps if you did an internship with a district judge who can make the call. I think federal bankruptcy court is bomb, only because bankruptcy is such a varied field.
The sentiment that students need phenominal grades to transfer is a myth. Many transfer students are only top half or so. Schools can by sympathetic to students with a genuine need to be in a particular locale.
Keep in mind there are different schools of thought in LSAT prep. I love the powerscore series, but the TestMasters weekend course I took was also good. the only problem was the systems weren't compatable. Pick one and stick with it. I did a year of prep too in 2005 and it still pays off daily.
You really need to look at both of these schools if you have decided to go. Jacksonville is not fun, and Pace is not NYC. If I were you I'd move to a state you think you might like, work for a year, take the LSAT again, and reapply. There are a bunch of schools in the US that are little better than a scam. Wiki "bait and switch."