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Messages - florida357

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11
General Board / Re: My law school screwed me!!!
« on: May 29, 2008, 07:21:04 AM »
To the OP, it seems as if you have at least a decent cause of action, though I don't know what theory off the top of my head.  Bad faith business practices?  Possibly even fraud.

12
General Board / Re: My law school screwed me!!!
« on: May 29, 2008, 07:18:49 AM »
that comment about 2nd tiers being respectable and 3rd tiers being toilet is a bad generalization...there are a lot of 2nd tiers that are the 4th best schools in their local legal market and 3rd tiers that are the go-to school in their region.  which makes more sense to attend?

get over the rankings beyond T14.  they are made up by retarded nerds.

I agree. 

For instance, South Carolina has only two law schools.  One is USC, the other is an outrageously priced "public service" school that opened about three years ago.  Result?  A ton of people get great jobs in SC coming from USC even though it is ranked about 98th.  By comparison, FSU is ranked 52nd or so, but they are in a fairly isolated part of the state, and there are at least two other comparable law schools in the state, plus if you want to move North there is UGA, etc.  Basically, there is more competition for jobs even though it is ranked higher.

Also, you are going to have to realize that not very many practicing lawyers are going to memorize the rankings.  If you are outside of the geographical region where you went to school, a top ten name will almost certainly be recognized, a top 20 name may be recognized.  Certain law firms may look up the school rankings if there other people interviewing for the job, and if your resume isn't very appealing otherwise. 

13
I got you.  Last question: given the fact that it is currently considered "late" and still damaging my credit, is there any way for me to dispute the underlying charge.  In other words, my point is that they never had the right to charge me to begin with.

14
It seems suspiciously similar to an extortion racket. 

A company, without an evidentiary burden or factual support, can file a claim against you, the amount being unrelated to any amount actually owed (i.e. monthly dues), and you can't buy a home without paying them off? 

15
Jack24, thanks for the response.


I think it is out of Gold's Gym's hands because they have turned it over to a collection agency, so Gold's isn't charging me extra fees.


As of right now, am really not worried about my credit.  I have a great income, relatively low school debt, and have never had any other claim against me.  How much could one miniscule claim hurt me?  It also seems like I must have some kind of recourse, how can they just make any fraudulent claim and have any sway over me?  I wasn't even under contract. 

Now knowing that it will still look bad even if I pay it, I am definitely not going to.

16
I am probably going to research this, but I wanted to see if anyone knew the answer off the top of their head.

Here's the facts:  I signed a 1 year contract at Gold's Gym.  After one year the contract lapsed and I was month to month at that point; there was no clause that said if I didn't cancel it the contract was renewed.  So I paid month to month for another year and a half or so.  Then I moved out of town, I put in a form that said to stop charging my account.  However, I didn't trust them, as I have also heard that big corporations will just keep charging you when they have access to your bank account, so I withdrew my money and closed that account. 

Apparently they have some policy that says you must give them a months notice.  However, if I am month to month and not under contract, I don't think I can be held to that.  They tried to charge me another month's dues, as I suspected they would.  They turned the measly $40 alleged debt over to a collection agency.  Now the collection agency is saying I owe them $79.  They have already called me and I already told them to report it against my credit. 

Three questions:
1.  Once they call me and I refuse to pay and they hurt my credit rating, can they keep pursuing it?
2.  Can they keep raising and raising the amount?
3.  What recourse, if any, do I have against Gold's Gym and/or the collection agency?  I am thinking of contacting the Better Business Bureau, but I know that is non-binding weaksauce.


Thanks!

17
You need to practice questions and take practice tests and realize a 90% raw is nearly impossible but for a handful of test takers.

Here is info from California that shows the raw score to scaled score conversion for one administration:
http://www.calbar.ca.gov/calbar/pdfs/admissions/Unsuccessful_info.pdf

A 165 SCALED score usually required only about 80% correct raw, and that already puts you at the 95th percentile of all test takers. Those few people who got a 180 scaled probably only got about 85% correct. 

So to answer your question, 75 to 80% correct for a top test taker is a more realistic goal, with 90% being possible but not really a target you need to do very, very well.

By the way, even with the MBE being only 40%, its still worth putting in a TONS of effort and I wouldn't suggest its much of a difference whether the MBE is 40 or 50 percent of the scaled score.  Assume once again a 135 passing average needed and you get a 162 on the MBE.  Then you'd need a 117 on the essays.  Thats still a really low threshold to get.  I made an error before.  A 108 for Connecticut isnt the bottom 17 percent, its the bottom 17 TESTTAKERS.And only another 10 got a score between 108 and 117.

The main point remains the same: MBE, MBE, MBE.  It will be a lot harder to make up ground on the essays, but the MBE scale rises faster than the raw score total.  So each question makes a difference, and a bigger difference at the higher end.

So if about 70% of takers pass the exam, and it requires about 70% right to pass, and 80% right puts you in the top 5%, then 65% of takers score between 70% and 80% of the questions correct. 

It just seems like a small margin for everyone to be grouped in.  But I guess its about the same with the LSAT.

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For those with bar exam experience, if someone is a good test taker and studies harder than most, would it be possible to get 90% or so on the MBE?

what scores were you getting on your practice tests?  I haven't started any practice tests yet.

19
Its particularly a bad strategy for me, because the MBE is only 40% of my score.  Thus if 70% is passing, I could get 85% on the MBE and still have to get 60% on the essays.

20
Thanks for the insight Gambi.

Do you think its possible that a certain state may not create an MBE equivalent, but rather just take a percentage?

For instance, in VA there are 200 available points on the MBE and the State section.  They could do a raw score and scaled score approach, such as the MBE, wherein they would need the pool that you describe in order to accurately adjust the scaled score.  Or they could just use a raw score, thus someone who got 70% of the available points would always have a 140. 



FYI, this is merely a curiousity for me.  I am not contemplating only studying for the MBE. 

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