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Messages - BigRig

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21
While this post is likely to raise controversy and I'll agree that it is generalizing, I think it is worthy of at least some consideration. At least from what I've seen thus far, many of the minority scholarships, grants, aid that are supposedly allocated for minority groups that otherwise would have been excluded from a professional education seem to go to a cross-section of those minority groups that is actually upper-middle class, if not more well to do. It seems to me that these funds/aid should be more directly tied to one's socioeconomic status and particular background rather than stated race alone.  I say stated as I know several people who've essentially lied and gotten away with claiming minority status. I am surely in support of these programs, just pointing out what I perceive to be an increasing problem with these programs.

Also, in fairness just because one parent makes a lot of money, doesn't mean that a student from a divorced family has any financial access/ties to that parent. Of course, if he/she does and the connection is not taken into account, the system is being cheated.

22
Incoming 1Ls / Re: Working During 1L
« on: June 15, 2006, 12:12:12 PM »
Good point. I think I will try to score a job in the library or as a gym monitor. If anything, it sets time aside to study and if you end up having to do too much or not being able to accomplish anything, quitting is no big deal. I am sure most people are facing very tight budgets during first year and an extra couple hundred a month would surely help.

23
It is also my understanding that a lender (at least for GRAD Plus) will not let you borrow more than the estimated total cost of tuition (estimated, often cases way too low, by your institution) - aid/grants/scholarships, etc.  You can borrow up to the difference. I am assuming you can borrow more than this difference in private loans or through other debt instruments, but will not get interest rate/deferment perks associated with student loans.

24
Incoming 1Ls / Re: Working During 1L
« on: June 15, 2006, 09:57:28 AM »
Thanks guys. I worked 20-25 hrs/week as a server in fine dining during undergrad as it's evening/weekend schedule best accommodated classes and studying.  If anything, I am looking for the 5-10 hrs/week "get-paid-to-study" positions offered by the law school or university. It sounds like this might be an option.  Thanks!! Greengrl you've certainly been a wealth of knowledge for me on more than one occasion.

25
Incoming 1Ls / Working During 1L
« on: June 15, 2006, 08:58:07 AM »
While it surely not adviseable during 1L, what exactly are the rules in this regard? I've not until after November. Does one sign some sort of binding contract that is enforceable? Who maintains oversight? Would those Westlaw/library jobs where you get paid to do your homework be available for 1Ls if not binding/enforceable?

26
Financial Aid / Amount Eligible to Borrow?
« on: June 09, 2006, 09:47:05 AM »
Will Grad Plus (or myrichuncle, etc.) allow one to borrow more than the school's estimated total costs - total aid/scholarships received? Reason being.. the school's estimate for room/board falls several hundred dollars/mo. short for me. I am about to commit to a living situation before I've secured Grad Plus loans and want to make sure I'll be able to borrow enough to cover it.

Thanks!

27
Financial Aid / Re: Deferring Payment on Current Student Loans
« on: June 05, 2006, 12:55:58 PM »
Thank you so much for your help, ladies in particular. The majority of my loans are consolidated through Sallie Mae and it appears that FSU is a school that participates in the National Student Clearinghouse's paperless deferment process, which means I won't have to do a thing for deferment (Sallie Mae is automatically notified when one registers for classes). My other loan (private and through my undergrad school) requires a formal application process, notary, etc. I believe I qualify for forbearance for Sallie Mae but will not for private loan (certain type of debt to income level is not high enough and I am employed).

On a side note, I truly hope the girl I end up with is as financially savvy as you all, I hate managing debt and try to avoid it at all costs!  Unfortunately, law school requires it. Again, thanks for the help.

28
General Off-Topic Board / Re: NBA playoffs thread
« on: June 02, 2006, 10:19:53 AM »
Alec, I truly cannot imagine a grown, straight male who actually knows anything about sports commenting as you just did. If anyone has a better block than Ben's on Shaq it'll be Alonzo. My Pistons will pummel the Heat as I would you.

29
Choosing the Right Law School / Re: HOW GOOD IS FLORIDA STATE ?
« on: June 02, 2006, 09:59:52 AM »
Well Alec, I guess you're headed to the right place.. making decisions/choices/judgments solely on the basis of the something as subjective as prestige. Sure, working 80 hours/wk., slaving to the interests of a large firm only to live in a 10 x 10 studio with a few fake friends in a city that reaks, is unsafe, and full of people who'd run you over for a dollar...these qualify as prestigious. I'm happy that you've found a school, a city, and a career path that suits your needs, not to mention, it'll surely be easier for you to find employment driving a dump truck in NYC considering the stockpiles of trash to be found there.

30
Choosing the Right Law School / Re: HOW GOOD IS FLORIDA STATE ?
« on: June 02, 2006, 09:08:44 AM »
Wherever one goes to school outside of the T14, employment opps. will generally be regional.  That said, I won't speak on SMU only on why FSU makes sense for me in FL and the SE.

While I agree with a lot of what has been said (save for Alec's baseless comment), I think one should also note the ABA data and the up and coming nature of FSU's younger law program. If you look at the data reported by the ABA, they suggest that UF/FSU are neck and neck; in terms of entering GPA/LSAT, employment numbers (FSU actually better), bar passage (with Feb. test included), % employed in state (all three schools around 81%), etc.  Miami is behind in most of these categories (although not by much). Miami does have the benefit of reporting higher starting salaries, however, this must be tempered with an adjustment for cost of living differences (e.g. http://www.bestplaces.net/col/?salary=100000&city1=5000&city2=8240).

Obviously, I think Florida State is really good and I can only share reasons why I will be attending.  Being from out of state (currently work in Philly), I knew I wanted to get back to the SE, find a school that's affordable, and wanted to be in a state capital (I think this is a really big benefit to any student in law school whether he/she wants to enter polics or working for the government) because of the opportunities it offers law students. I did not grow up in Florida and hence, am not really that aware of the whole Florida school rivalry situation.  I did not apply to Florida (could not imagine being in Gainsville when not an undergrad) and was accepted at both Miami and FSU.  The cost at Miami (imo) is ridiculous and unless you have a significant benefactor (I do not), I could not imagine one paying that much (exception being at a T14 school).  Sure, the city will be more fun to live and you will have better job opps in S.Fla out of the gate, but you likely will be more distracted. Also classes at Miami are bigger, traffic/parking a nightmare, which all could interfere with studies.

With FSU you are betting more on an up-and-coming school and yourself rather than paying for a name, which it's fair to say is worth something (lawyers are self-preserving and will fight to the death to give their reputation the upperhand whether it's deserved or not).  FSU's reputation has grow measurably and there are more and more students coming to FSU from out of state. As a result, I believe it's reputation and alumni base will continue to grow in step and rival that of the older, perhaps currently more established, UF and Miami schools.

At FSU, I believe I will be able to focus more on my studies (and in a rather collegial environment), worry less about finances, discover opportunities for networking, clerkships, and jobs that would not be present at the other two (save for corporate law in Miami). Taken together, FSU was clearly the top Florida school for me.
   

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