I had $12K at FC and it only paid half my tuition. Not sure what the tuition at Cal Western is. That said, I've lived in both San Diego and Jax and while I do like Jax, I like San Diego infinintely better. So I would go where you think you would enjoy your 3 years since all other things about the schools are relatively equal. Well, thats not true. FCSL is only 10 years old and still finding its way. Cirriculum is constantly changing, they are letting in bigger and bigger classes with every semester, something a lot of people (myself included) don't think is very condusive to fostering the best student body you can. Cal Western is older, mor eestablished, has a name for itself in the reigon, but I don't know anything about its cirriculum. I do know several graduates from there and they seem happy with their education.