I plan to have my app completed and in by November 09.
Don't wait this long. You're taking the September tests, which means your score should be in by mid October. Take one day off after the test to relax, then IMMEDIATELY start filling out your applications on LSDAS so that you can send them as soon as the LSAT score comes out. (You can actually send them earlier, but your file won't go "complete" until the score comes out). Do NOT wait until November to send your stuff. There is no upside to that.
I concur. I waited way too long to get my applications in and got waitlisted at the schools I really wanted. Then, since applications were apparently way up last year (probably because of the economy), I was passed on. I got into my safety school, but I'm planning on working my butt off this first year and transferring up to a better school.