AND, after I got my scholarship, and kept bugging them for financial aid information (my EFC is about $16!) ... they said, as if it were obvious to any intelligent being, that my scholarship would preclude me from any financial aid award, so I'm pretty sure that's the standard procedure in order to spread the money around ...
That's truly bizarre. I mean, what if you're REALLY poor (like full-ride poor) but you're only a little merit-worthy (like $500 a year)? Are you disqualified from need-based aid because of a lousy $500?
Surely I still can get the standard Federal loans despite the scholarship, right? Or am I really suddenly shouldering a huge amount of private debt? Yikes!!
I'd be willing to bet they give you whichever aid you're most eligible for (so, all need based if that's what you need/qualify for more of).
and i'm also pretty sure that you can take the full stafford regardless of what Penn is giving you.