I was just trying to say that Tier 2 doesn't automatically mean fail.
Clearly. There are tier 2 grads who work in BIGLAW and do quite well. For most people, however, it doesn't make much sense to take out $100k in loans and pass up three years of income to come out and make $45k with a ceiling of $75k.
And according to the CNN cost of living calculator, 80k in Miami is equal to 145,000 in NYC, so I will be perfectly fine with 70-80k starting.
I hope you're not seriously relying on the CNN COL calculator when you're thinking about this. The COL calculator tells you that you can buy the same amount of stuff with that money in two places. But most people aren't going to spend every dime on "stuff." Eggs may be twice as expensive in NYC, but who really spends $80k a year on eggs? Your fixed costs (taxes, student loans, investments) are going to be the same regardless of where you live. It's not like sticking $15.5k pre-tax into your 401k in NYC costs more than it does in Miami. It costs the exact same, only it takes up far less of your income in NYC than in Miami. Same with other investments. When you retire, you'll retire in a cheaper place anyway.
The COL tell you that it's easier to live on $25k in Miami than $50k in NYC. That doesn't mean that it's easier to live on $150k in Miami than $300k in NYC. Once you get past the area where most of your income goes to necessities--i.e. when you start dealing with truly disposable income--the COL stops scaling.