Law School Discussion

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Messages - Nixlimited

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31
U of Texas - Austin / Re: One more week
« on: August 22, 2006, 12:34:45 AM »
I feel fantastic...

32
U of Texas - Austin / Re: We've been registered
« on: August 20, 2006, 02:56:47 PM »
Wait, where is the site where you can see your tuition bill? I am looking around Freshlaw and don't see it.

When you're at the discussion boards, you'll see navigation on the top that includes a link to "my home."

From "home," you'll see links to a variety of financial info towards the bottom - you may need to scroll.  Tuition is at:
https://utdirect.utexas.edu/acct/fb/my_tuition/my_tuition_home.WBX

OK next question. Why is my total bill and my amount due different?

33
U of Texas - Austin / Re: Orientation Packet Posted
« on: August 20, 2006, 12:38:01 PM »
Yeah, I sold off the xbox & games... it was a tough decision, but it had to be done.  Also didn't purchase an X360... also tempting.

Xbox 360 is my gift to myself if I do well first semester.

34
U of Texas - Austin / Re: We've been registered
« on: August 20, 2006, 11:51:09 AM »
Wait, where is the site where you can see your tuition bill? I am looking around Freshlaw and don't see it.

35
U of Texas - Austin / Re: Orientation Packet Posted
« on: August 20, 2006, 11:48:23 AM »
So I've been promising myself all summer that I will just focus on my studies in law school,

I an effort to do this, I sold my playstation, xbox, and gamecube. The only thing I will really miss is being able to play the NCAA games on xbox prior to the real games.

36
U of Texas - Austin / Re: Anyone know when tuition bills come?
« on: August 18, 2006, 11:20:01 PM »
I was just responding to Nick's sweeping seeming-condemnation of them.

Note, it was a "sweeping condemnation" with the pretext of age. For people our age, these investments make no sense. I will argue that vigorously. CDs and bonds are for retirees - period.

37
U of Texas - Austin / Re: Anyone know when tuition bills come?
« on: August 18, 2006, 07:11:52 PM »
Depends entirely on what your expected use for the money is, even for a "young person."  Also, as of the most recent fed meeting, rates are no longer continuously climbing (at least for now).

Further, investing borrowed money (as is being discussed here) is leveraged investing - which, while it can multiply returns, also multiplies risk and has to be accounted for in any reasonable asset strategy.

Well, I would never invest borrowed money, with the exception of putting it in a high yield savings account, but still, CDs just have no draw. So you can make 5.25% for a 5 year minimum investment period; well, I can make 4.5% in my savings account and have full liquidity. Don't forget the risk of putting your money into something where there are penalties for early withdrawl.

I guess my point is that the margin is so small that it is not worth the hassle/risk of having your money being locked up.

Also, you NEVER buy bonds when interest rates are going up as their price moves inversely of the interest rate. While the fed finally stopped, after 20 some odd rate hikes, there is no guarantee that they will not be back at it next meeting. Thus, I wouldn't even consider bonds right now.

38
U of Texas - Austin / Re: We've been registered
« on: August 18, 2006, 06:20:02 PM »
If it weren't for you, I would have no idea what's going on in law school.

39
U of Texas - Austin / Re: Anyone know when tuition bills come?
« on: August 18, 2006, 06:17:21 PM »
I bought a new car a year ago and currently my savings account makes more interest than my loan rate. I don't plan to pay the car off anytime soon.

As for investing in CDs ... that is WAY to risk averse for a young person. There are WAY better investements to be made. CDs are useless, especially when interest rates keep climbing.

40
U of Texas - Austin / A heads up on student IDs
« on: August 18, 2006, 03:58:25 PM »
Make sure and wear white, it makes you look very tan ... than this may be the most tan any of us are until next summer.

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