OK I am in need of some financial aid help. Like a lot of you out there, I am going to be completely reliant on loans for my income. Now, my school has set up a "budget" they think you should stick to, and your financial aid is based on that. However, it seems to be a budget where you live with 6 roommates in the ghetto and eat ramen noodles. ANyway, my question is, is there any way to get more money than your school seems to think you should have? I have heard about private loans, but if your school has to certify the amount then they'll probably deny it since I've already met their recommended budget. Please help! EMail me at email@example.com or post here.
As the above posters have pointed out, there are alternatives, like additional loans that don't need certification and student budget appeals with your financial aid office. However, I would caution you to wait and see how your budget will actually work out before you begin to secure additional loans. When I looked at my budget for the first time, it certainly looked like I would be struggling just to get by. This did not turn out to be the case. I actually had enough money to take a couple of cross-country trips, do all my Christmas shopping and feed my insatiable appetite for shoes, pedicures and clothes. The thing you have to keep in mind is that you don't have to break down the lump sum in the way that the school does. I found that I spent much less on food than they budgeted and slightly more on gas and travel expenses. Just see how it works out. You can always get additional loans later.