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Messages - Bay Area Bum
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« on: August 03, 2006, 01:31:38 AM »
I'm pretty sure we all just got this email:
I actually found it funny.. we all keep calling..
Dear UCLA School of Law Waiting List Applicant:
As of now, we are experiencing a high volume of calls and emails
regarding our waiting list. For ALL WAITING LIST APPLICANTS, your
status is as follows:
Currently, we are overenrolled and may not be admitting anymore
candidates off the waiting list. However, in the event that we do admit
off the waiting list, we will contact you by telephone. All others
will receive final notification by mail shortly after the week of August
In addition, unless there has been an extraordinary change in your life,
it is not necessary to submit additional information.
Thank you for your patience.
UCLA School of Law
Office of Admissions
yup, i got this too.
anyone out there NOT get this email?
« on: July 13, 2006, 02:49:28 PM »
my plan is similar to cal2005.
here's what i was thinking of doing - let me know if i'm mistaken somewhere in my thought process:
rollover to IRA, then take it out of the IRA, citing educational costs. this gets you past the 10% penalty, so you just have to pay taxes. then, you can use that money to pay for tuition/expenses, thus lowering the amount you have to borrow to get through school. most non-government loans are at around 8% right now, which is right around the rate of return you'd expect on a retirement account. moreover, there's a good chance the interest rates on loans in subsequent years will be higher than the 8% right now. this means it could be possible for you to be paying more in interest than you would be making in a retirement account.
so, you'd pay taxes on the money now, but you can use it for school, lowering the amount you'd have to borrow. you'd be losing that money out of your retirement fund and also the growth that the money would get while in the fund, but you're taking out less in loans, thereby saving yourself from the additional interest. if you started contributing into a retirement fund again in a couple of years, you wouldn't be losing too much.
what do you think?
« on: July 13, 2006, 02:13:37 PM »
yeah, i was thinking about doing that too. i was wondering if people were going to just hang onto it, or take it out and use it to cover some of the costs of law school. anyone have any thoughts on that?
« on: July 13, 2006, 11:50:29 AM »
For those of you that have been working, but are starting law school in the fall -
What are you doing with your 401k, if you have one?
« on: July 10, 2006, 09:36:44 AM »
« on: June 27, 2006, 10:33:21 AM »
Haven't read this thread at all. But what's the best laptop if all I really do is email, basic web-surfing, and word processing, and the most important things I care about are light-weight and long battery life?
I'd start by reading this thread. You'll likely find some answers.
« on: June 26, 2006, 04:07:51 PM »
If they let you go right away, then go collect unemployment and thank your stars. They'd have to be dumb to make you leave.. Even if they dismiss you one day earlier than your notice date, you are entitled for unemployment.
Yes, but if they make you leave right away, keep in mind that you'll collect less through unemployment than if you had stayed on for those 2 weeks. For me, in NJ, with a weekly cap of $521, I'd collect less than half of what I would've gotten if they let me finish out the two weeks.
« on: June 26, 2006, 02:29:36 PM »
before i say anything, let me just say that i'm on the waitlist at ucla, so you can take what i say however you want.
i think it comes down to what you want and what you're willing to do. your choice of law school and your career in law are important, but where does it stand on your list of priorities? this might sound mushy and corny, but for me, having a life with the person i love means more than what i do, or what school i went to. if you truly love him and want to be with him, and he's going to be in NY, then i don't think fordham is such a bad choice. ucla is the higher ranked school, but you'll have plenty of opportunities as a fordham grad.
more importantly, as others have said, it's just as important (if not more) that he supports your decision to go to law school, than which law school. it's just a bit unfortunate that the both of you can't fully celebrate what would seemingly be great news.
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