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Messages - samuri99

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Current Law Students / Grad Plus increase for bar application fees????
« on: January 14, 2011, 01:38:18 PM »
Does anyone know if you can increase your Grad PLUS loans to cover the bar application expenses? (Not Barbri, but just the bar app fees) I have a fair credit rating and got rejected for 2 bar study loans, and am trying to figure out another way to pay these fees. I only need like a thousand bucks. Any ideas?

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Did I say I was deciding based on the name? no. It's a simple question.

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all other factors aside, just on the name of the school, where would you go?

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Financial Aid / Grad PLUS adverse credit histoy?
« on: July 09, 2008, 12:38:11 PM »
ok so the exact wording about grad plus eligibility from the fed. student aid site is:

"What is considered to be an adverse credit history?
You are considered to have an adverse credit history if you are 90 or more
days delinquent on any debt or if, within 5 years of the date of the credit
report, you have been the subject of a default determination, bankruptcy
discharge, foreclosure, repossession, tax lien, wage garnishment, or writeoff
of a Federal Student Aid debt (for example, a Direct Loan or Federal
Stafford Loan)."


So does this mean that I'm not eligible if I'm currently 90 days late or if I've ever been 90 days late on any debt?  I currently have one very small ($149) medical debt and a $400 credit card chargeoff that I'm in the process of disputing on my credit report.  (Transunion has removed them but I'm still waiting on Equifax and Experian) If I get these classified as Paid Chargeoffs before the credit check, will I be approved? I've been late on credit cards in the past but I'm current on everything right now except for those two negative items. Also, does anyone know when grad plus loans disperse?

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Choosing the Right Law School / Re: Syracuse vs. T4s
« on: May 21, 2008, 09:45:55 AM »
thanks for the response, its not a flame

Does syracuse really have that bad of a rep? (not being obnoxious, i really don't know)

And although I'm female and cant have a 'hard on' to work...i'm planning on kicking some serious ass in 1L...any idea about how much harder the workload is as a 1L syracuse than the others?

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Im my experience, my Cornell degree has meant next to nothing in apps (it's meant a lot in job interviews, but hardly anything in law school admission) I didn't do so great on the lsat and my gpa was a 3.2.  I looked at the charts on lawschoolnumbers, and my school decisions have always been exactly what they should have been.  if i was below the 25% range, i wasn't admitted to the school. if i was between 25-50 I either got in or got a waitlist, and if i was above 75% i got in.   

I think that the prestige of the school means something if your directly competitive with another candidate numbers wise, but dont think for a second that your going to get like a 10 point lsat boost just because you went to harvard.

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Choosing the Right Law School / Syracuse vs. T4s
« on: May 21, 2008, 08:15:52 AM »
So I got into Syracuse with 7,500/ year. (but their tuition is 43K!)  I'm on a bunch of other T2 & T3 waitlists also.  I got 3 offers from T4 schools (Tulsa, Duquesne, Florida International out of state) all with BIG money and much lower tuition. 

I know that I want to transfer into a school that has better opportunities with international law. (I think I want to eventually work with a large refugee nonprofit)   I know that everyone says not to count on being good enough to transfer, so I'm kind of afraid to go to a lower ranked school in case I don't do so hot in 1L. I'm also afraid to go to higher ranked Syracuse because if I end up in the middle of my class and cant transfer, I'll end up in 200K of debt!

I emailed Syracuse begging for more money with no success.  I can believe how they expect to get anyone to go there with such high tuition without increasing the amount of aid!

So do I hedge my bets with an expensive 1L at syracuse, or go to a T4? Are the odds of me transferring to somewhere like American or even (dare to dream) georgetown much lower if I'm coming from a T4 as opposed to syracuse?


ps: i'm still waiting to hear from rutgers newark, but thats a long shot

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Choosing the Right Law School / Re: So lost
« on: April 29, 2008, 02:25:11 PM »
If you're not committed enough to study for the LSAT or to put law school off for a year, then you may not want to to bank on being in the top of your class... just a thought.

the circumstances surrounding my lsat were not because of a lack of commitment

   Unfortunately, you're looking for answers that this website can only give minimally helpful advice about.  Easy questions are of the more objective variety like "I'm a white guy with a 165/3.5 who wants to spend his entire life in Boston doing BIGLAW, what should I do?".  However, whether to go to a T2/3 or not to go at all is very subjective and dependent upon your unique values and preferences.  In other words, you have more relevant information than anyone else and thus, you know the answer better than anyone else.  I wish you luck with your decision.



yeah, you're totally right...i'm just sick of trying to decide what the hell to do...wish someone could figure it out for me.  sighhhh

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Choosing the Right Law School / Re: So lost
« on: April 29, 2008, 02:13:24 PM »
If you're not committed enough to study for the LSAT or to put law school off for a year, then you may not want to to bank on being in the top of your class... just a thought.

the circumstances surrounding my lsat were not because of a lack of commitment

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Choosing the Right Law School / Re: So lost
« on: April 29, 2008, 12:30:48 PM »
first of all, i'm a she...

and second it's not that I hate my 2nd tier choices, i'm just afraid that I won't be able to graduate with a job that pays enough to justify going to law school at all. 

What about transferring? how much does my bad lsat come into play if i fight to the top of my 1L class at a 2nd tier school.

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