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Topics - RobDMB

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Financial Aid / Help with Private Loan Rates?
« on: June 18, 2005, 01:25:08 PM »
I have a question about applying for private loans. I've been researching websites like access group but they say they will give you anywhere from LIBOR + 2.55 and up. Is there any way to find out specifically what rate they will give you without committing yourself to the loan. For example if i select on their website apply now will that process committ me to a loan from them or will it simply give me the rate they are willing to give me. Thanks

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Financial Aid / Loans based on LIBOR or Prime Rate?
« on: June 04, 2005, 12:03:15 PM »
I've noticed some banks base their student loans on the Prime Rat and others such as accessgroup base theirs on the Libor rate plus a percentage. I was wondering what the advantages or disadvantges are to either option. Thanks

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