Law School Discussion

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Topics - alexanderthegreat

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1
Financial Aid / Variable rate
« on: April 08, 2006, 12:21:15 AM »
Could someone let me know how variable rate school loans work?  Since they change annually/monthly, how are the repayments calculated?  If, say, for instance, the rate is 7% this year, and then it becomes 8% next year, and then 9% in 2009 (which is when we graduate and probably start our repayment), how much do we need to pay back? 

do you guys think that I should go for variable rate priate loan or fixed rate private loan at 8.5%?

please help. 

2
If I can get two more people to take the class with me, everyone can pay 10 dollars less.  PM me.

3
Financial Aid / Subsidized v. Unsubsidized federal stafford loans
« on: March 24, 2006, 02:30:15 PM »
So, I am all confused about the differences between sub. and unsub. stafford loans:

I read that for:

The Stafford loan interest rate is 4.70% during in-school, grace, and deferment periods and 5.30% during repayment for loans disbursed on or after July 1, 2005 through June 30, 2006. The interest rate for Stafford loans is variable and may change annually but will never exceed 8.25%.

Grace period of 6 months after school.

So 1) how are they different? 2) what does it mean by in-school grace periods and out of school?  do we have to repay our loans during school???

4
Financial Aid / Retired parents/aid/independent
« on: March 17, 2006, 10:24:49 PM »
My parents have been retired for a while, and they have not claimed me as a dependent for 6 years. However, I did not have loans in college because I had financial assistance from my other family members etc.  Do law schools take that into acct. even though my parents do not have much income AT ALL? I have only been out of college for 2 years.  Does anyone know? Is anyone in this similar situation?

5
Financial Aid / dependents v. independents and parents
« on: December 05, 2005, 11:50:16 AM »
So, my parents aren't US citizens, hence they have not filed any taxes.  Since I am only two years out of college, I am technically still a dependent, or so I heard.  How can I obtain aid/loans for law school?  Haven't done this before since they paid through college for me but not anymore.

6
I applied mid october; still haven't heard anything yet.  Is anyone else in the same boat?

7
Law School Applications / forgot to attach...
« on: October 19, 2005, 10:11:04 PM »
If I have forgotten to attach my resume and/or diversity statement to my app, should I call the school and ask? Or, should I just mail it either way?

8
Law School Applications / lor and lsdas
« on: October 19, 2005, 09:51:56 PM »
If my LOR are not in LSDAS yet, but ls have already asked for the lsdas reports, will lsac send the LOR later when the LOR letters are on file?

thanks

9
Law School Applications / Applying through LSAC
« on: October 08, 2005, 12:20:27 AM »
Is anyone experiencing problems with LSAC?  My LSAC process is extremely slow and I would have to wait for two seconds before each letter is typed into the application. (my internet speed is quite good already)  Does anyone know how I can solve this problem?

Thanks!

10
If a ls tells you to list all the activities/employment you have had in the past, and also state that you may ALSO attach a resume if you want to submit MORE info.  Does it mean that a resume does not suffice and we have to do both (if we have a lot to talk about)?
And also, when they say "list", do they expect any examples or accomplishments? 

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