Law School Discussion

Nine Years of Discussion
;

Show Posts

This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.

Topics - GoDawgs

Pages: [1]
1
General Board / Please help with loan question!!
« on: June 22, 2005, 12:20:05 PM »
I posted this on the pre-law board but no one is responding and I am freaking out about this...so maybe someone could help?

----

I thought I was being responsible when I went to talk to my financial aid office to get some help on how to finance law school.  The problem was, the fin. aid office at my school is for the entire university and seem to not know that much about the law school specifically.

They explained to me how to get my federal loans (up to the estimated COA) and that was easy.  However, I need more than what they are giving me as the COA only covers my rent, phone, car, and utilities.  I have to furnish my apartment (am moving from thousands of miles away so I have none) and get a computer plus , um...EAT.  When I asked them how to get additional loans, the woman looked at me like I was crazy.

She told me that the law school should have told me that law school was a sacrifice and if I can't live on the COA, I should reconsider going.  She specifically told me that the COA doesn't consider car payments and supplemental or NEW books (which EVERYONE recommends) and that I should find that funding elsewhere.  I said I have no assistance from my parents and that the law school recommended I have a one-bedroom so my only choice is additional loans.

Since my school is public, I don't have reservations about taking out private loans because my total debt won't be that bad after I graduate.  I'd rather be comfortable in my living situation and not have to constantly worry about money.  I'll deal with the debt when I get out and work in BIGLAW for a few years (by the way, I am a LA in the firm most notorious for its "sweatshop qualities" right now, so I know what I am getting into).

She said the school would not authorize any additional loans from a private bank and if I went and got additional loans, the government would reduce my fed. loans by the amount of my loans so that I was only taking out the cost of attendance.  In short, she suggested nothing to help me and basically patronized me for being high-maintenence.

I was so upset by this woman, my dad had to calm me down and reassure me that if I wanted a loan I could get one.

My question is: what was she correct about and what is she not?  I can't beleive that this office is so bad...but there's nothing I can do.  The fact remains, I need an additional loan. 

I applied for one from www.teri.com (because my sister has an undergrad loan from there) and I am waiting for approval...but I don't want this to take away from my federal loans.

CAN ANYONE HELP ANSWER MY QUESTIONS?

Thanks!

2
Financial Aid / Bad Fin. Aid Office--Please Help
« on: June 22, 2005, 11:01:21 AM »
I thought I was being responsible si I went to talk to my financial aid office to get some help on how to finance law school.  The problem was, the fin. aid office at my school is for the entire university and seem to not know that much about the law school specifically.

They explained to me how to get my federal loans (up to the estimated COA) and that was easy.  However, I need more than what they are giving me as the COA only covers my rent, phone, car, and utilities.  I have to furnish my apartment (am moving from thousands of miles away so I have none) and get a computer plus , um...EAT.  When I asked them how to get additional loans, the woman looked at me like I was crazy.

She told me that the law school should have told me that law school was a sacrifice and if I can't live on the COA, I should reconsider going.  She specifically told me that the COA doesn't consider car payments and supplemental or NEW books (which EVERYONE recommends) and that I should find that funding elsewhere.  I said I have no assistance from my parents and that the law school recommended I have a one-bedroom so my only choice is additional loans.

Since my school is public, I don't have reservations about taking out private loans because my total debt won't be that bad after I graduate.  I'd rather be comfortable in my living situation and not have to constantly worry about money.  I'll deal with the debt when I get out and work in BIGLAW for a few years (by the way, I am a LA in the firm most notorious for its "sweatshop qualities" right now, so I know what I am getting into).

She said the school would not authorize any additional loans from a private bank and if I went and got additional loans, the government would reduce my fed. loans by the amount of my loans so that I was only taking out the cost of attendance.  In short, she suggested nothing to help me and basically patronized me for being high-maintenence.

I was so upset by this woman, my dad had to calm me down and reassure me that if I wanted a loan I could get one.

My question is: what was she correct about and what is she not?  I can't beleive that this office is so bad...but there's nothing I can do.  The fact remains, I need an additional loan. 

I applied for one from www.teri.com (because my sister has an undergrad loan from there) and I am waiting for approval...but I don't want this to take away from my federal loans.

CAN ANYONE HELP ANSWER MY QUESTIONS?

Thanks!

3
Where should I go next fall? / Georgia or Tulane?
« on: April 13, 2005, 03:27:05 AM »
I was totally set on Georgia (in-state tuition, no scholarship) but now I have been offered a full ride to Tulane.  I really love Athens and was really excited to go there but now I am really confused as to what to do.  I definitely want to stay in the South--probably Atlanta, so UGA would be better for my career although I don't think Tulane would close too many doors.

This may be a no-brainer for some (take the full-ride) but the other factors that make me want to be in Athens are strong.

Advice?  I could really use some.

4
Acceptances / $$ at UGA?
« on: March 11, 2005, 11:42:51 AM »
Did anyone get any scholarship $$ from UGA?  I got $500 (which I guess is a lot considering it only costs $7800 to begin with).  I have recieved some scholarships from better schools (like W&L), but none of them make the school cheaper than UGA.  Still, could I bargain with UGA based on these scholarships?  I would appreciate any advice. 

5
Acceptances / University of South Carolina
« on: January 25, 2005, 04:43:51 PM »
I'm in 3.14, 159/167.  Got the letter (at my parents' house) yesterday or today...I'm not sure.

6
General board for soon-to-be 1Ls / Financial Aid Help!
« on: January 11, 2005, 12:19:24 PM »
I don't know if this question has been posted before...if so, I apologize. 

I am two years out of college (age 24) and will be going to a public law school in-state in the fall.  My parents don't make a lot of money--I got major financial aid for undergrad.  However, now, I am living in New York and making big bucks because I an working as a paralegal in a large firm and working serious hours for time and a half.

The thing is, I have hardly saved anything due to the extremely high cost of living here and will probably start law school with no savings (due to the fact that I will have to get a car, an apt., furniture, etc) and no assistance from the parents who are struggling to put my younger siblings through undergrad.

My question:  Will the FAFSA take into account my current salary and assume that I can pay for law school?  The truth of the matter is, every penny I spend in the next three years will be borrowed despite my 2004 earnings.  Do they take into account the fact that you will no longer be working in law school.  It seems to me that the $$ I made last year should be irrelevant considering I won't have a job at all.  Also, do they consider your cost of living?  My teeny apartment in NY (half a one-bedroom) costs me over $1000/month not to mention the price of food and entertainment.  If I were living somewhere else I certainly would have a huge savings account.

Sorry for the long post--I would appreciate some input.  Thanks!

7
Law School Applications / Who accepts higher LSAT?
« on: November 16, 2004, 07:20:36 PM »
I have an eight point difference in my LSAT (159/167).  Does anyone know what schools accept the higher of the two instead of averaging?  I am interested in Southern schools but maybe other people would want to know about non-Southern schools.
Thanks!

8
I sent an application yesterday and they already requested my report.  My second recommendation got posted today.  So in the part of the report where it says "letters" it only mentions my first letter.  Will the second one also get sent even though it came in after the report was requested?  Thanks!

9
Law School Rankings / Best Values?
« on: October 27, 2004, 05:20:03 PM »
I have a 3.1 and a 159/167 and am pretty sure I want to go to school in the south.  I am two years out of college and am going to have to finance law school entirely on my own.  I know that UGA is a great value (since I am a GA resident).  Does anyone have any other ideas?  I don't think I can afford all the loans necessary for a private school.

10
Law School Applications / LSAT Discrepancies
« on: October 23, 2004, 10:32:07 AM »
This is my first time writing although I have been reading this while waiting for my scores the past couple of weeks.  So I finally got them and I am really happy--a 167!  Here's the problem: I have a 3.14 UGPA and a 159 from the 6/02 test.  Are they going to take this higher score seriously?  Should I write some kind of addendum to explain why my second score is 8 points higher?  I don't really have a reason except that I am two and a half years older, working, and more serious about going to law school now than I was when I was in college. Any advice?  Thanks!

Pages: [1]