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Topics - john jacob

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Incoming 1Ls / Vision Plan: worth it?
« on: August 07, 2008, 09:24:15 AM »
Is it worth the expense to get a vision plan? Or should I just pay the optomotrist out of pocket and go to 1800 contacts?

Incoming 1Ls / Gradplus
« on: July 09, 2008, 03:12:33 PM »
So I'm shopping for GradPlus loans. After maxing out the staffords at $20500, I have about 5-8k to cover. I'm considering gradplus for the federal LRAP from the college cost reduction act, however, the gradplus loans are also much more expensive than the staffords with the 3% origination fee and the 8.5% interest rate.

This effectively makes the interest rate about 10% for the Gradplus, unless I find a lender with good terms.

Should I get the gradplus? If I make it to a big firm, I probably won't care about any extra interest that I take on, if I end up in low-paying gov't or non-profit work, the possibility of having a big chunk of the extra gradplus loans forgiven is a big plus. However, it is effectively a 10% interest rate.

Compared to most other professions, even ones that require PHD's such as post-secondary teachers, librarians, or city-planners, it appears that lawyers are one of the most cutthroat professions.

Thoughts on this? Reading the BLS is almost enough to make me want to chuck law school out the window.

Incoming 1Ls / JDUnderground: the result of an information bubble?
« on: June 25, 2008, 02:08:47 PM »
So there's lots and lots of sob stories about lawyers who are crushed by debt and are miserable.

here are possible reasons that it may be overstated.

1. Lawyers are on a whole more eloquent than other professions. So an unhappy engineer won't broadcast his sob story over the net, he'll just drink

2. Many refuse to leave the big city. All of the sob stories I've heard are from lawyers in NYC and DC. Not many from say, Minnesota

3. immaturity. the cliche is that too many liberal arts kids go into law. From college, my experience was that the engineer kids knew what they wanted to do in life, the business/finance kids to a lessor extent, and the liberal arts kids were more wishy-washy. One of my friends who was an electrical engineer in college and is now at a T3 law school says that his engineering UG was by far more difficult than law school

thoughts on this? It is true that it's too easy to dig yourself into a big debt hole, but if you are astute in your planning things may not be as bad as they're made out to be.

Financial Aid / Shopping for loans
« on: June 24, 2008, 04:44:58 PM »
Says it all. How/where to shop for law school loans? (btw, to the wiimote troll, after stafford, I'm looking at about 10k which needs to be covered. Do the math for my 3 yr COA)

this question is obviously directed towards people already in law school.

Looking at your class, for what sort of person is it obvious that law school is a mistake? There's the basic level of dedication and work, etc, but beyond that, some people are more naturally suited to law than others. What are those who are not suited, what are they like in person?

Incoming 1Ls / Do You Really Need a Laptop to Take Notes in Class?
« on: May 19, 2008, 05:20:35 PM »
I'm happy with my current computer, although I'm considering buying a new laptop.

Do you really need a laptop to take notes in class? Or can you get by using the old-fashioned pen+paper?

Choosing the Right Law School / Rejected by Case Western!
« on: May 09, 2008, 12:41:40 PM »
I wasn't going to attend anyways. They had some harsh language in the rejection letter too. Anyone else?

Incoming 1Ls / Certificate Programs
« on: May 06, 2008, 02:48:46 PM »
I noticed that this school has a certificate program in health law

There's a huge "prestige" bias on all boards, but do certificates within 3 year JD's make any difference?

Choosing the Right Law School / How do you read xoxohth?
« on: May 05, 2008, 05:30:19 PM »
How do you read XOXOHTH? Once you get past all of the bluster and bull, there is a take-no-prisoners T14 top 10% ideology there. On a beady-eyed capitalistic measure, it does make sense.

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