If you are an NJ resident who are attending a NJ law school in the fall, first let me apologize. Just kiddin.
Anyways, if you haven't picked out a private lender, definitly look into the NJCLASS loan. The interest rate is fixed and is between 6.4-6.8% depending on your credit and whether you plan on paying the interest while in law school or deferring it until after you graduate.
As far as the credit requirement, it is surprisngly low! I got approved with less than stellar credit (trust me on this) without a co-signer. You are basically approved right as you apply.
I think the NJCLASS loans have an origination fee of a little over 2%, but it's nothing major. Anyways, definitly worth a look if you have a connection to the Garden State.