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Topics - Momo09

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It's hard to believe school is about to start.  I still am kicking myself for booking work up to the day before orientation starts.  Since I will still have to work my hours on weekends, I think most of my down time really will only be during school days. 

Since I have no work obligation today, I slept in, fed my newborn, went to the mall with wife and the baby, and napped some more.  Just got back from a walk in the neighborhood and about to have dinner.  Tomorrow is another work day. 

Minority and Non-Traditional Law Students / Home equity loans
« on: August 04, 2006, 09:33:01 PM »
For people who know more on this than me, I wonder if anyone can give me an educated guess on where the interest rates will go in the next 1-2 years.

I keep debating on whether to finance my expenses with an equity loan which I can take out at 6.75% fixed over 20 years, 5.95% if I keep the loan for 5 years.  My wife thinks I should first deplete our savings. 

I guess my thinking is if the rate is headed higher, then I might as well take out a loan now as opposed to waiting till I really need it and get stuck with a higher rate.  The decision to take out a loan will not  however affect whether I work or not, since I still would need money for rest of my expenses.

Thoughts on this?

Minority and Non-Traditional Law Students / Got my final paycheck!!
« on: June 29, 2006, 04:42:55 PM »
Even though tomorrow is my official last day at my job, the HR people already mailed me my final paycheck!!  Oo Hoo, it's offical!!

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