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Financial Aid / How long does it take to make a credit score go up?
« on: December 26, 2005, 02:13:36 PM »
I just checked my FICO score ( i guess the # i had before "586" was a plus score from experian).
My FICO score from Equifax is 620. How long will it take to get that up. What is the minimum # to get without a cosigner? I've heard 640, 680 and 700. So which is true? There is absolutely no way for me to get a cosigner.

Financial Aid / Credit Score to qualify without cosigner?
« on: December 24, 2005, 06:10:55 PM »
Well, bad news. My credit score is 586.

How high does it need to be for me to get loans without a cosigner?


How long will it take to raise it?


Studying for the LSAT / I just had a horrible, horrible thought...
« on: December 24, 2005, 11:42:53 AM »
What if I take the Testmasters course and still score 150 or below?

Here are my stats:

1/8 Native America, registered w/card to prove it
Poor background. Woman.
Overall 3.1 GPA from a crappy CSU school.
I haven't taken the LSAT yet.

If I do poorly on the LSAT and score somewhere in the 150s, what chances do I have to get into Hastings or another Tier 1.? Is it completely hopeless?

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