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Topics - NoUsername

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General Board / Any benefit to going without a realitor?
« on: December 19, 2008, 12:17:02 PM »
I have been looking around a lot on google maps, and I can find a lot of houses that I'd like to see.  Say I just called that realitor up and looked at the house, and did this until I found one I liked.  Couldn't I save 1-2% by doing this?  That is a lot of money when you are talking about $400k house.

2
General Board / Closing costs on buying a home??
« on: October 30, 2008, 09:36:59 AM »
I am looking at buying a house in the low $300's sometime next year.  I was shocked to learn that closing costs can be 3 to 6%.  I have been saving a lot in an effort to have a 10% downpayment, and I am a little depressed to know that more than half of this could potentially be blown on fees.  If I buy a home for $325k and have to pay 6% closing costs, that is $19,500 down the drain.  What is involved in this that could cost anywhere close to $19,500?!?

Is there any way to minimize closing costs?  Is 3% more common than 6%?  I have heard that sometimes the seller will split it with you, how common is that?  Any info would be appreciated.

3
Now, don't get me wrong.  I am not the type of person that is rude or continually asks for things, but I have this friend that is borderline obsessed with making the server's job as easy as possible.  Every time we go out this guy insists on putting everything on one bill and then figuring out who pays cash to who.  Then if someone doesn't have cash they owe your $20 or $40, and you have to remind them about it later.  Or then I have to spend 15 minutes going by the ATM on my way to work the next day.  And it never works out right anyway, one guy is always drinking grey goose sprinkled with diamond dust while I am drinking coors light, and they always split the bill evenly.  So then my $20 diner and two beers ends up as $75 on my credit card, and after reminding Mr. Grey Goose for two weeks about the $37.50 he owes me, he finally hands me $28 dollars and calls it even.  All because my buddy insists that the waitress should not have to spend 3 minutes splitting the bill up.

When I was a waiter I split the bill up automatically between the couples, or if it was a bunch of single people.  The only time I would bring one bill out is if one person at the table was obviously older and likely to pay the whole tab.

If you are that guy, stop it.

4
General Board / Question on buying a home.
« on: October 17, 2008, 11:33:50 AM »
I am looking at buying a home that I will move into at the end of May.  I am liking the home values right now, and I am trying to figure out exactly how it works and if I may be able to go ahead and lock something in as early as January.  I studied this briefly for the bar exam, so I know that you have a sales contract that specifies a closing date.  At the date of the contract you haven't actually exchanged anything except for mutual promises.

So what is the average time between contracting and closing?  I assume five months would be extremely long.

5
General Board / Question on second interview
« on: October 09, 2008, 12:02:50 AM »
I have a second interview tomorrow, I am meeting the partners that I haven't met yet in the practice group that I am interviewing for.  My question is, it seems like this will be just like a second first interview, not a second interview.  If I am not meeting any of the same people, I'll just be starting from scratch. 

Aside from that, what do you do in a second interview?  I have never had one, both of my summer jobs I received an offer after my first interview.  Thanks.

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General Board / Dark blue suit for call back interview
« on: October 08, 2008, 01:40:00 PM »
Anything wrong with this?  I know blue is considered less serious than grey, but I already wore my grey one.

7
General Board / Who else is STILL waiting on bar results?
« on: October 06, 2008, 10:55:30 AM »
I took the VA bar in July.  It has been over two months, and the results are expected in about another 2 weeks.  I feel almost like I didn't even take the exam, like it was just a really bad nightmare about having to study for two months.

8
ssia.  Whether it was favorable response or not, mail or telephone, what is the longest it has been after first interview for a firm to get back to you?

9
What is your favorite brand.  Lands end is the brand I really like, but they don't have that much variety.

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General Board / What questions do YOU ask your interviewer?
« on: September 22, 2008, 03:19:21 PM »
I am interviewing again for the first time in about two years.  The standard things I used to ask were:

-Is there any structured training/mentor program?

-How is work assigned?

-What is the hour requirement, if any?

-Is that billable hours or billed hours?




Any thoughts, additions, suggestions are welcomed.  Thanks.

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