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Topics - samuri99

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Current Law Students / Grad Plus increase for bar application fees????
« on: January 14, 2011, 12:38:18 PM »
Does anyone know if you can increase your Grad PLUS loans to cover the bar application expenses? (Not Barbri, but just the bar app fees) I have a fair credit rating and got rejected for 2 bar study loans, and am trying to figure out another way to pay these fees. I only need like a thousand bucks. Any ideas?

all other factors aside, just on the name of the school, where would you go?

Financial Aid / Grad PLUS adverse credit histoy?
« on: July 09, 2008, 11:38:11 AM »
ok so the exact wording about grad plus eligibility from the fed. student aid site is:

"What is considered to be an adverse credit history?
You are considered to have an adverse credit history if you are 90 or more
days delinquent on any debt or if, within 5 years of the date of the credit
report, you have been the subject of a default determination, bankruptcy
discharge, foreclosure, repossession, tax lien, wage garnishment, or writeoff
of a Federal Student Aid debt (for example, a Direct Loan or Federal
Stafford Loan)."

So does this mean that I'm not eligible if I'm currently 90 days late or if I've ever been 90 days late on any debt?  I currently have one very small ($149) medical debt and a $400 credit card chargeoff that I'm in the process of disputing on my credit report.  (Transunion has removed them but I'm still waiting on Equifax and Experian) If I get these classified as Paid Chargeoffs before the credit check, will I be approved? I've been late on credit cards in the past but I'm current on everything right now except for those two negative items. Also, does anyone know when grad plus loans disperse?

Choosing the Right Law School / Syracuse vs. T4s
« on: May 21, 2008, 07:15:52 AM »
So I got into Syracuse with 7,500/ year. (but their tuition is 43K!)  I'm on a bunch of other T2 & T3 waitlists also.  I got 3 offers from T4 schools (Tulsa, Duquesne, Florida International out of state) all with BIG money and much lower tuition. 

I know that I want to transfer into a school that has better opportunities with international law. (I think I want to eventually work with a large refugee nonprofit)   I know that everyone says not to count on being good enough to transfer, so I'm kind of afraid to go to a lower ranked school in case I don't do so hot in 1L. I'm also afraid to go to higher ranked Syracuse because if I end up in the middle of my class and cant transfer, I'll end up in 200K of debt!

I emailed Syracuse begging for more money with no success.  I can believe how they expect to get anyone to go there with such high tuition without increasing the amount of aid!

So do I hedge my bets with an expensive 1L at syracuse, or go to a T4? Are the odds of me transferring to somewhere like American or even (dare to dream) georgetown much lower if I'm coming from a T4 as opposed to syracuse?

ps: i'm still waiting to hear from rutgers newark, but thats a long shot

Choosing the Right Law School / So lost
« on: April 29, 2008, 10:17:24 AM »
So my only acceptances thus far have been from third tiers.  I graduated from Columbia with a 3.17 gpa but I tanked the LSAT with a 153 (some outta control circumstances prevented me from really studying)  I've squeaked by with a few acceptances at some lower T2s and T3s.  I have 53,000 in debt from college and if I got a job in my field now I could probably rake in about 50,000 a year.  I'm wondering if it's even worth it to go to law school. Waiting a year and retaking the LSATs is not really an option.  I'm just kinda lost....someone please tell me what to do with my life...should i go to a crap law school and end up making only like 20 k more than i could make now or f*ck it all and get a job.   

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