Close out your bank account if local to your area--research and open a new account where you move.
Never really got this one. I like my bank, and I'll be coming back to the midwest after school anyway. In the meantime, I pay with most things via credit card and have my bill paid online from my checking acct.
For the few times I'll need/want to withdraw cash..the $3 isn't a HUGE deal
I'm not planning on moving back, and they don't really have Wachovia in NYC. When I withdraw cash, not only do I have to pay the ATM's fees, but I also have to pay a $2 fee that Wachovia charges me. I'll definitely be switching (it makes sense for me)!
I live in New York City and never have trouble finding a Wachovia. They are not as popular as, say Bank of America, but they are definitely increasing in New York. I love Wachovia and have been with them for 6 years, so I may be partial. I also had a few bad experiences with Bank of America's customer service people.