[quote author="Legapp" Stands for "Legal Application" link=topic=98539.msg2628782#msg2628782 date=1204350057
If you want a highrise, you need to put yourself on the waiting lists now. Otherwise, most places won't even have listings until three months in advance, and often there's even less lead time than that. I think I found my place (via Craigslist) in June.
This is stressful. My biggest fear is finding a place I think will work, moving in, starting classes and then realizing that I am going to miserable for the rest of the year but too busy to move. (That's what happened to me this year...) I just want a spacious, pet-friendly, inexpensive, safe place with easy access to the school yet nowhere near undergraduate hot spots that won't cost me a trillion dollars a month. Is that so much to ask?!
Just come down and check out neighborhoods--the rest you can do remotely. You're not going to want to move once you signed a lease regardless.
As far as money goes, it just depends what you plan to do after law school. Most people--including me--will work at firms in order to pay down their loans. If you're willing to do this, it's worth it to pay more for an apartment now if it will make you substantially happier.
I'm just concerned about the small living expenses you can build in to the max. loan amt. I am no stranger to debt and I'm not afraid of a little (or a lot) more, but how do you recommend getting by on what they allow you to borrow? Are you paying your utilities on credit or something? I just don't see how I could make it work with what they say you can have. So for me, it's not about being particularly frugal-- it's more about not knowing how to get by otherwise.
You can apply to increase your loan cap; you don't really need a specific reason beyond "my rent is high."
Interesting. So, in your expert opinion
, what kind of monthly rent do you think a 1L could swing, without outside help from parents/jobs/etc? Actually, if anybody has input on this, I would love to hear it.