I think you should apply to both columbia and nyu. You won't get merit money, but you might get in. What was your graduate degree in? Do you have a compelling reason that your gpa was a 3.0? Were you working a lot, did you have a tough major, did you have one or 2 really bad terms, was there an upward trend?
fwiw, I sincerely doubt fordham is getting a lot of Black folk with 160+ LSATs, even if they are "raising their standards." Lady Trojan, what kind of "URMS" are you talking about? Minorities are not interchangeable.